Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
At times, life throws unexpected financial challenges our way, and that's when having access to a loan becomes crucial. Whether it’s for unexpected holiday expenses, urgent home repairs, or just a rainy-day fund, the quest for consolidated loans for bad credit can often lead to frustration. That's where Fundo comes in! As a reliable Australian lender, we specialise in offering short-term loans that are accessible even if you have a less-than-perfect credit history.
When you're searching for consolidated loans for bad credit, Fundo is a standout option because we prioritise customer needs with:
With Fundo, finding the right loan solution is easier than you think. Whether you’re looking for immediate funding for urgent expenses or specific purposes, we cater to diverse needs:
Additionally, making repayments on time might enhance your chances of receiving better rates on future loans. Wondering about your loan status or financial health? Our intuitive self-service dashboard makes it easy to keep track of your information and access helpful resources.
To apply for a Fundo loan, you need to:
Check your eligibility with the Fundo Customer Score, our unique system that rewards responsible borrowing behaviour. The higher your score, the better your chances of approval! If you’re ready to take the next step, simply click ‘Apply Now’ on our homepage. Fill in your personal details, select your loan amount, and hit submit. For returning customers, our three-click application is a breeze! Expect a decision within a few hours and, upon approval, funds can be in your account within 60 seconds of contract acceptance.
Stop searching for "last minute loans" and "loans today." Today is the perfect day to apply for a reliable loan with Fundo and get back on track financially!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.