Credit Debt Consolidation Loan
Same day funds up to $5,000
Same day funds up to $5,000
The journey to secure a credit debt consolidation loan can often feel like navigating a maze, especially with stringent requirements and tedious paperwork from traditional banks. Like many Australians, you might be exploring alternative lending options for a swift solution. Say goodbye to endless searching—Fundo is here to simplify the process for you! We understand that waiting for days on paperwork when you need a quick cash injection can be frustrating. That's why we’ve tailored our processes to be as straightforward and efficient as possible. Our short-term loans are designed to give you access to funds without the hassle.
While you might have searched terms like 'Credit Debt Consolidation Loan' or 'Australian Government Debt Consolidation Loans', it’s important to clarify that our offerings do not involve using loans for existing debt consolidation. Instead, we provide a variety of short-term financial solutions to meet your immediate needs, such as emergency loans and home renovation loans.
When exploring your options, you can rest assured that Fundo's loans come without burdensome conditions. You can repay your loan within a maximum of 180 days, and you have the flexibility to pay your loan off in advance if you choose. Our goal is to make financing as convenient and manageable as possible for you.
If you want to boost your chances of securing a loan, understanding your Fundo Score is crucial. There's no need to search for alternatives when you have the opportunity to build your creditworthiness with us. Your Fundo Score can improve through positive financial behaviour, such as making timely payments and leaving feedback. Being a loyal customer can lead to even better loan terms and quicker processing times!
To apply for a loan with Fundo, you need to meet a few simple requirements:
If you're ready to tackle your financial needs and explore our short-term loans, know that at Fundo, we strive to make your experience pleasant and efficient. If you submit your application during business hours, we can process it and potentially deposit funds into your account within 60 seconds after contract acceptance. Need cash promptly? Get in touch with Fundo today, and let us help you find the right loan for you!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.