Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
If you're exploring Credit Loans for quick and convenient funding, you've come to the right place! At Fundo, we understand that unexpected expenses can arise at any moment, and having access to swift financial solutions can make all the difference. Whether it’s for urgent repairs, medical bills, or other short-term needs, our credit loans provide a hassle-free way to bridge your financial gap.
When researching credit loans, you want to ensure you're making the best choice. Fundo offers short-term loans designed for your unique circumstances. You can access our emergency loans for those one-off expenses, or explore home renovation loans if you're looking to enhance your living space.
Fundo has simple entry requirements for our credit loans. You need to:
Simply complete our straightforward application form, and if you apply during business hours, you could receive your funds on the same day!
Along with applying for credit loans, understanding your Fundo Score is essential. Boost your score by adhering to some simple practices: pay your loans on time, keep other borrowing to a minimum, and recommend Fundo to friends. A higher Fundo Score can improve your eligibility for future loans and assist you in obtaining more attractive lending conditions.
Don't wait any longer—take the first step towards securing the funds you need by filling out our loan application. With Fundo, getting a credit loan has never been easier. Let us help you turn your financial challenges into opportunities!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.