Debt Consolidation Loans Australia Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Whether it’s an emergency medical bill or an urgent car repair, having access to quick funds can be a game changer. You might also be considering home improvements like updating your kitchen or installing new flooring. Whatever your financial requirements may be, a loan can be a helpful solution. While many Australians look for "debt consolidation loans Australia bad credit", traditional lenders often come with cumbersome paperwork and strict qualifications. That’s where Fundo comes in! Get hassle-free, fast short-term loans right from the comfort of your home.
If you’ve been trying to find "debt consolidation loans Australia bad credit", there’s good news: at Fundo, we offer flexible repayment terms so you can manage your finances with ease. Borrowers have the ability to adjust their repayment schedules up to 180 days for a MACC loan based on personal needs. Want to pay off your loan faster? You can do that with us, too! Completing your loan early can positively impact your chances for future loans at Fundo.
Our funding solutions can cater to various needs—whether it’s home renovations, covering unexpected expenses, or simply providing a financial cushion when needed. While you might have come across "loan debt consolidation", at Fundo, we focus on providing short-term loans to those seeking quick assistance without the weight of managing multiple debts.
Feeling let down by traditional lenders? With Fundo, our minimal eligibility requirements give you a better chance of getting approved for a loan. To be eligible, you must:
Applying is straightforward! Just complete our application form with your details, including the desired loan amount and repayment preferences. Want to increase your chances of receiving the funds on the same day? Apply during our business hours!
Did you know that you can enhance your chances for future approval? By showcasing responsible borrowing behaviour—such as timely repayments and referring friends—you can improve your Fundo Score, simplifying future loan applications.
Leave behind the overwhelming online search results for "bad credit loans" and "direct cash loans". It’s time to secure the funding you need with Fundo. Apply today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.