Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
When you need emergency cash now, time is of the essence. The traditional process of getting a loan from a bank often involves a longer application process and stricter criteria, which may not favour those in need of quick cash. This is where alternative lenders like Fundo can be a great option.

Fundo offers an appealing alternative to traditional banks, cutting through the jargon to deliver an accessible, reliable, and immediate financial solution. Unlike your average bank, at Fundo, we are all about keeping it simple and quick. In just a few minutes, you can apply for short-term loans from the comfort of wherever you are, and we’ll swiftly get back to you with a decision.

So, when you find yourself needing emergency cash now, you may have a better chance of getting the funds you need as soon as possible with us at Fundo than with traditional banks. 

Interest rates are typically influenced by factors like repayment terms, loan amount, credit score, and payment history, so there’s no single answer as to whether online interest rates are lower than those of traditional lenders. 

At Fundo, you can rest assured knowing that you’ll know about the costs involved in your loan upfront. All our fees are in line with industry standards and governed by legislation.

We also understand that not everyone has a flawless credit score, and it should not be the only determinant of your eligibility for a loan. While we do consider credit scores, they’re just a fraction of our decision-making process, as we also focus on your current ability to meet repayments.

At Fundo, we understand the financial pressures of being a student. There are tuition fees, books, software, and possibly even accommodation costs that put students in need of emergency cash now. Sometimes, a little extra cash can make all the difference in helping you focus on your studies rather than on financial stress, and that’s where Fundo steps in.

We specialise in providing small fast loans that you can use to cover educational expenses or any other urgent matter. With our flexible repayment terms, students can comfortably repay their loans instead of dealing with undue financial strain.

Moreover, Fundo goes beyond just providing loans by offering a self-service dashboard where borrowers can conveniently access and manage their loan-related information. From viewing the account balance to making payments and even rescheduling them, all these tasks can be accomplished with just a few clicks. 

When you find yourself in need of emergency cash now, the last thing we want is for you to waste valuable time filling out a loan application form when you may not even be eligible for approval. For a smooth loan experience, it’s essential to know the eligibility requirements before you apply for a small loan. 

To qualify for Fundo’s online money loans: 

If you qualify and need emergency cash now, you’ll be glad to know that getting started with Fundo is straightforward. Just complete our online loan application form, and our dedicated team will promptly review it to provide you with a decision as soon as possible. 

Fundo applications are all online and available 24/7, but if you apply during our business hours – Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time – we may be able to swiftly process your application. In fact, the funds could be deposited into your account on the same day if everything goes well.

If your application is received late in the business day, we’ll get back to you promptly on the next business day. This is to ensure that we give your application the attention it deserves without rushing through any important details. 

When you need emergency cash now, look no further than Fundo. Apply for our loans online today! 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.