Emergency Instant Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, many Australians seek financial help through traditional banks or lenders, but these options often come with lengthy application processes and strict requirements. For those searching for emergency instant loans, you're not alone! At Fundo, we offer a swift and user-friendly solution that meets your needs—no matter where you are in Australia.
Are you in need of emergency instant loans? Fund your urgent expenses easily with Fundo! Our loans can handle various needs including unexpected bills, urgent repairs, or any one-off expenses that just can’t wait. We help you stay financially secure without the stress of traditional lending hurdles.
Our short-term loans are not just about speed; they can be used for a range of necessary expenses. Here are some common uses:
We strive to offer our borrowers flexible terms that suit their financial situation. If you're able to make early repayments, you may find that future approvals become even easier—rewarding good credit behaviour is what we're all about. Don't forget, our Fundo Score can improve with timely repayments, increasing your chances for better offers down the line.
Ready to get started? With Fundo, your application for a loan may be processed and approved on the same day if submitted during business hours! Being a responsible borrower also means you must:
- Be currently living in Australia,
- Over 18 years of age,
- Have a verified income of at least $1,000 per fortnight (which includes government benefits),
- Show confidence in your repayment ability.
Whether you've been browsing for a "need money now" solution or "emergency loans", there's no need to go any further. Fundo is your trusted lender offering the support you actually need! Submit your application for an emergency instant loan now and take control of your financial future!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
