Fast Cash Australia
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can strike at any time, and when they do, waiting days or weeks for loan approval isn’t an option. Whether it’s an emergency repair, a medical bill, or an urgent travel expense, Fundo offers fast cash loans across Australia to help you get the funds you need - quickly and easily. Our fast cash loans are designed to provide you with quick access to cash, without the stress and lengthy process that many traditional lenders require.
What is a Fast Cash Loan?
A fast cash loan is a small, short-term loan designed to give you access to cash quickly. Unlike traditional loans, which may require extensive paperwork, long processing times, and complex eligibility criteria, fast cash loans focus on speed and simplicity. At Fundo, we’ve streamlined the process to make it easier for you to apply for a loan online, receive approval quickly, and access your funds when you need them most.
How Do Fast Cash Loans Work at Fundo?
At Fundo, our fast cash loans are designed with simplicity and speed in mind. Here’s how the process works:
With Fundo, there’s no need to worry about lengthy application processes or complicated forms. Everything is handled online, so you can apply from anywhere, anytime.
What Can I Use a Fast Cash Loan For?
Our fast cash loans are versatile and can be used to cover a wide range of unexpected expenses. Some common uses include:
While fast cash loans are designed to help you cover sudden expenses, it’s important to remember that they are not intended for long-term financial solutions. Fundo’s loans are meant to address short-term needs, and as such, they should not be used to pay off existing debt or cover ongoing expenses like rent or utility bills.
For more tailored solutions, check out our instant small amount loans if you need a specific amount quickly for an urgent need.
Eligibility for Fast Cash Loans in Australia
Fundo’s fast cash loans are available to individuals who meet the following criteria:
We assess each application individually and aim to provide fast approvals for eligible applicants. If you’re unsure whether you qualify for a fast cash loan, you can still apply, and we’ll evaluate your financial situation. We pride ourselves on offering solutions to a wide range of Australians, including those who may not have traditional incomes or who work freelance.
How Quickly Can I Get My Loan?
At Fundo, we know that time is of the essence when it comes to fast cash loans. That’s why we aim to process applications quickly. If you submit your application during business hours, it could be reviewed and approved the same day, with funds transferred to your account shortly after. However, if your application is submitted outside of business hours, the loan will typically be processed on the next business day.
For even faster options, check out our 1-hour emergency loans, which are designed to provide access to funds in critical situations.
Benefits of Choosing Fundo for Fast Cash Loans
There are several advantages to choosing Fundo for your fast cash needs:
For customers looking for more flexibility, we also offer loans with a bank statement only, which makes it easier to manage your financial situation when applying for a loan.
FAQs
Can I get a fast cash loan without a payslip?
Yes, at Fundo, we offer cash loans without a payslip. If you don’t have a traditional income structure, we consider other forms of income, including bank statements and Centrelink payments.
Can I apply for a fast cash loan with bad credit?
Yes, Fundo evaluates applications from individuals with a range of financial backgrounds. Even if you have bad credit, we will assess your overall financial situation to determine if you qualify for a loan. You can also explore our low-income loans for bad credit for more options.
How soon can I get the funds?
Once approved, you can receive the funds as quickly as the same day, depending on when you apply. If you’re in urgent need of cash, consider our high approval payday loans for faster solutions.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.