High Approval Payday Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you’re facing an unexpected expense, having access to quick cash can be a lifesaver. Fundo’s high approval payday loans are designed to get you the funds you need, fast. Below, we answer some common questions about our payday loans, focusing on how to apply, eligibility, and other key details.
How do I qualify for a high approval payday loan in Australia?
Fundo makes it easier for more Australians to qualify for payday loans by keeping the eligibility criteria straightforward. To apply for one of our high approval payday loans, you must meet the following criteria:
Our high approval rates are made possible because we assess each applicant individually, taking a comprehensive look at your overall financial situation. If you meet these basic requirements, your chances of approval are high. We also accept applications from those with non-traditional income, like freelancers or part-time workers, as well as those who may have had past credit issues.
To apply, visit our loan application page and submit your details online. The process only takes a few minutes, and you could have your loan approved on the same day if you apply during business hours.
How quickly can I receive the funds from a high approval payday loan?
Fundo is known for its fast approval process, so you can expect to receive your funds quickly once your loan is approved. Here’s how it works:
For those who need immediate access to cash, our instant loan options provide a simple, convenient way to get quick funds when you need them most.
FAQs
Do I need a payslip to apply for a payday loan?
No, Fundo offers cash loans without a payslip, so freelancers, part-time workers, and those with alternative income sources can still qualify.
Can I get approved for a payday loan if I have bad credit?
Yes, Fundo considers applicants with various financial backgrounds. If you have bad credit, we focus on your ability to repay the loan rather than just your credit score.
What are the repayment options?
Fundo offers flexible repayment options, allowing you to repay the loan on a weekly, fortnightly, or monthly basis, depending on what suits your financial situation.
Are there any hidden fees?
No, Fundo is transparent about fees. You’ll know upfront what the costs are before accepting the loan, with no hidden fees or surprises.
Can I repay my loan early?
Yes, you can repay your loan early without any penalties. Early repayment can help you save on interest and improve your Fundo Score.
How fast can I get a high approval payday loan?
If you apply during business hours and your application is approved, you could receive the funds on the same day. For more urgent cash needs, check out our 1-hour emergency loans.
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and Secure. 5 min
application²
Kim S.
Ellie P.
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Safe
and Secure. 5 min
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Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
