Instant Loan Apps
Same day funds up to $5,000
Same day funds up to $5,000
In today’s fast-paced world, getting access to quick cash should be just as fast and convenient as sending a text. That’s why Fundo offers instant loan apps, designed to provide you with fast access to funds when you need them the most. With a simple, user-friendly process, you can apply for a loan online and get approved in minutes, all from the comfort of your smartphone or computer.
How do instant loan apps work at Fundo?
Fundo’s instant loan process is designed to be quick, secure, and accessible at any time. Here’s how it works:
For those needing immediate cash, Fundo offers fast cash options through our 1-hour emergency loans, providing even quicker access to money during emergencies.
What can I use instant loan apps for?
Fundo’s instant loans are designed to provide financial relief for urgent expenses. You can use the funds for a wide variety of situations, including:
These loans are intended for short-term financial needs and are not meant for long-term debt management. If you’re looking for more options to access fast cash, Fundo’s instant small amount loans are available for those needing smaller, immediate amounts.
FAQs
Do I need a payslip to apply for an instant loan?
No, Fundo offers cash loans without a payslip, so even if you’re self-employed or on Centrelink, you can still apply.
Can I get an instant loan if I have bad credit?
Yes, we assess your overall financial situation rather than just your credit score. Even if you have bad credit, you may still be eligible for a loan.
How do I repay my loan?
Fundo offers flexible repayment options, including weekly, fortnightly, or monthly schedules. You can choose the repayment plan that suits your budget.
Are there any hidden fees?
No, Fundo is transparent about all fees. You’ll know upfront what the costs are before accepting the loan, with no hidden charges.
Can I repay my loan early?
Yes, you can repay your loan early without any penalties. Early repayment could save you on interest and improve your Fundo Score.
How fast can I get my loan?
Once approved, you could receive the funds the same day. For even faster cash, check out our high approval payday loans for quick approval and disbursement.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.