Instant Loan Apps
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
In today’s fast-paced world, getting access to quick cash should be just as fast and convenient as sending a text. That’s why Fundo offers instant loan apps, designed to provide you with fast access to funds when you need them the most. With a simple, user-friendly process, you can apply for a loan online and get approved in minutes, all from the comfort of your smartphone or computer.
How do instant loan apps work at Fundo?
Fundo’s instant loan process is designed to be quick, secure, and accessible at any time. Here’s how it works:
For those needing immediate cash, Fundo offers fast cash options through our 1-hour emergency loans, providing even quicker access to money during emergencies.
What can I use instant loan apps for?
Fundo’s instant loans are designed to provide financial relief for urgent expenses. You can use the funds for a wide variety of situations, including:
These loans are intended for short-term financial needs and are not meant for long-term debt management. If you’re looking for more options to access fast cash, Fundo’s instant small amount loans are available for those needing smaller, immediate amounts.
FAQs
Do I need a payslip to apply for an instant loan?
No, Fundo offers cash loans without a payslip, so even if you’re self-employed or on Centrelink, you can still apply.
Can I get an instant loan if I have bad credit?
Yes, we assess your overall financial situation rather than just your credit score. Even if you have bad credit, you may still be eligible for a loan.
How do I repay my loan?
Fundo offers flexible repayment options, including weekly, fortnightly, or monthly schedules. You can choose the repayment plan that suits your budget.
Are there any hidden fees?
No, Fundo is transparent about all fees. You’ll know upfront what the costs are before accepting the loan, with no hidden charges.
Can I repay my loan early?
Yes, you can repay your loan early without any penalties. Early repayment could save you on interest and improve your Fundo Score.
How fast can I get my loan?
Once approved, you could receive the funds the same day. For even faster cash, check out our high approval payday loans for quick approval and disbursement.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
