Apply For Cash Loan
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we’ve got your back when life happens and you need a quick cash loan. When you apply for a loan, we charge set rates in line with industry standards and responsible lending legislation. 

We also strive to give everyone a fair chance to get closer to the funds they need.

Even if your credit score isn’t perfect, we view it as just one piece of the puzzle. We believe in helping our customers get accessible short-term loans. We also understand the financial struggles of our tech-savvy clientele, which is why our process of calculating your fees is clear and straightforward for customers planning to apply for cash loan offers from us. 

We’re an Australian-owned company committed to being your trusted ally for quick online loans. It’s not just about numbers for us; it’s about understanding your needs and providing a supportive hand in times of financial need.

We get it: time is of the essence, especially when you need to apply for cash loan options right away. This is why we’ve streamlined our processes, so you don’t have to twiddle your thumbs while waiting for your loan to arrive. After your application is approved, you can typically expect to receive your funds on the same day.

Yes, you heard right - quick, small personal loans online are our specialty! Because when life happens and you need an online loan, you need it fast.

We value your time as much as you do, which is why our processes are as straightforward and fuss-free as possible. You won’t find any jargon, confusing legal talk, or complications with us, either. Just quick, easy online loans that keep pace with your busy life.

Next time you need a loan online, like a travel loan or a quick small loan, remember that Fundo’s got you covered.

At Fundo, we’re all about keeping things simple, straightforward, and fair. When it comes to early repayment of your cash loan, we’re delighted to tell you that there are absolutely no penalties or fees.

Yes, that’s right! When it comes to managing your loan, we’re your supportive partner every step of the way, from the time you apply for cash loan options to your last repayment. 

We encourage you to repay your loan early if you’re able to, without any additional charges. We also understand that life is full of unexpected twists and turns, and sometimes that means you’re able to settle your loan ahead of schedule. Fundo is here to make sure you can do just that by being transparent in our terms and conditions, especially the part about any fees or charges involved in your loan.

It’s all part of our dedication to your financial well-being and our commitment to providing an accessible, user-friendly service. If early repayment is what works best for you, we say go for it!

Absolutely! At Fundo, we understand that the hustle of self-employment doesn’t fit the typical nine-to-five model, and neither should financial support. It’s all part of our commitment to you and to providing a seamless funding experience that’s as unique and adaptable as you are.

Here’s the good news: when the unexpected happens, Fundo is on your side. We’re experts at providing quick online loans with a no-fuss application and approval process, even if your financial path is a little less conventional.

Being self-employed shouldn’t exclude you from financial support when you need it. It shouldn’t keep you from being able to apply for cash loan offers, either. With Fundo, you can forget about the long-winded approval processes and the waiting for answers. What we offer is a friendly and approachable service with no hidden fees or charges.

So, whether you’re navigating the ups and downs of your livelihood or facing an unexpected expense, remember that Fundo is here to lend a hand. We’re all about making the complicated simple and the intimidating approachable, so you can apply for cash loan products suited to your needs.

Let’s face it – you’ve got enough on your plate already. Let us take the fuss out of finance with quick, easy, and reliable online loans.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.