Apply For Cash Loan
Same day funds up to $5,000
Same day funds up to $5,000
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We approved 320+ loans in the last 24 hours!
Life is full of unexpected financial challenges, and sometimes you need a little extra help to get back on track. At Fundo, we make it easy for you to apply for a cash loan online, offering fast, flexible small loans to cover those urgent expenses. Whether it’s a medical bill, car repair, or any other immediate financial need, applying for a cash loan with Fundo is simple and straightforward.
How do I apply for a cash loan with Fundo?
Applying for a cash loan with Fundo is quick and hassle-free. Our entire application process can be completed online in just a few minutes. Here’s how it works:
To get started, simply visit our cash loan application page and fill out the form.
What can I use a cash loan for?
A cash loan from Fundo can be used for a wide variety of personal expenses. Our loans are flexible, designed to help you cover sudden, urgent costs such as:
It’s important to note that Fundo does not offer loans for paying off existing debt, utility bills, rent, or mortgage payments. Our loans are meant for short-term financial solutions rather than debt consolidation or long-term financing.
For more loan options, you can explore our quick loan solutions tailored to your needs.
What are the eligibility criteria for a cash loan?
To apply for a cash loan with Fundo, you’ll need to meet the following eligibility criteria:
Fundo reviews all applications on an individual basis. While a formal credit check may be required, we also consider your overall financial situation to ensure that the loan won’t negatively impact your finances.
If you’re receiving Centrelink, Fundo may still be able to assist with a cash loan. Find out more on our instant payday loans for unemployed page.
How long does it take to get a cash loan approved?
At Fundo, we aim to process applications as quickly as possible. If you apply during business hours and provide all the necessary information, your loan could be approved the same day. Once approved, the funds are typically transferred immediately, though banking delays may mean that the money appears in your account the next business day.
For urgent situations, explore our 24-hour loan option to see how quickly you can receive funds.
Can I repay my loan early?
Yes, Fundo offers the flexibility to repay your loan early without any additional fees or penalties. This is a great way to save on interest and potentially improve your Fundo Score, which can increase your chances of being approved for future loans with better offers.
For more information on how to repay loans, check out our cash loans weekly payments page.
FAQs
Can I get a cash loan without a credit check?
Fundo may require a credit check as part of the assessment process. However, we look at your overall financial situation to determine whether you can manage the loan, not just your credit score.
Can I get a cash loan if I’m on Centrelink?
Yes, Fundo considers applications from customers receiving Centrelink payments, provided they meet the minimum income requirement and other eligibility criteria.
How can I improve my Fundo Score?
Making timely loan repayments, referring friends to Fundo, and providing feedback are some ways to improve your Fundo Score. A better score could help you access exclusive offers and improve your chances of loan approval in the future.
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and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
