Easy Quick Loan
Same day funds up to $5,000
Same day funds up to $5,000
When you’re facing an urgent expense, the last thing you want is a complicated loan application process. At Fundo, we make getting a quick loan easy and stress-free. Our easy and quick loans are designed for those who need fast access to cash, without the long wait times or overwhelming paperwork. Whether it’s an emergency car repair or an unexpected bill, Fundo offers a streamlined process to get you the funds you need, fast.
How Do Easy and Quick Loans Work?
Fundo’s easy and quick loans provide a fast, hassle-free solution when you need money in a hurry. The entire process is online, from application to approval, meaning you can apply anytime, anywhere.
Here’s how it works:
At Fundo, we understand that when you need a quick loan, time is of the essence. That’s why we make the process as smooth as possible so you can get back to what matters.
What Can You Use an Easy and Quick Loan For?
Our loans are designed to help with unexpected expenses that arise suddenly. Common uses for easy and quick loans include:
Fundo’s loans are flexible, allowing you to use the funds where you need them most. However, it’s important to note that these loans are not intended for paying off existing debt, rent, or utility bills. For those seeking fast solutions, we recommend reviewing our instant loan apps, which provide a convenient way to manage and access your funds.
Am I Eligible for an Easy and Quick Loan?
Fundo offers easy and quick loans to individuals who meet the following criteria:
Our eligibility requirements are designed to ensure that the loan will not place you in a difficult financial situation. We assess each application individually, and while a formal credit check may be required, we take a holistic approach to evaluating your financial position.
How Fast Can I Get Approved for an Easy and Quick Loan?
At Fundo, we strive to process loan applications as quickly as possible. If you apply during business hours and provide all the necessary details, you could get approved the same day. The funds will be transferred to your account shortly after approval, helping you cover any immediate expenses.
For those in need of funds even faster, we offer options like 1-hour emergency loans, which provide access to cash in critical situations.
What Are the Benefits of Choosing Fundo for a Quick Loan?
Choosing Fundo for your easy and quick loan comes with several advantages:
For more information on how our loans compare to other options, check out our fast cash loans reviews to see what our customers have to say about Fundo’s services.
How Do I Repay My Loan?
Fundo makes repaying your loan easy with flexible payment schedules. You can choose a weekly, fortnightly, or monthly repayment plan based on what fits best with your budget. Additionally, there are no penalties for early repayments, which can help you save on interest and improve your Fundo Score.
To explore options that suit your repayment needs, you can learn more about our loan with bank statement option, which makes it easier to manage your repayments with confidence.
FAQs
Do I need a payslip to apply?
No, you don’t need a payslip to apply for a loan with Fundo. If you don’t have a traditional income structure, Fundo offers cash loans without a payslip, allowing you to verify your income through other means such as bank statements or Centrelink payments.
Can I apply if I have bad credit?
Yes, Fundo considers applications from individuals with a variety of financial backgrounds. Even if you have bad credit, we assess your overall financial situation to determine your ability to repay the loan. For more tailored options, explore our low-income loans for bad credit.
How fast will I get the money?
If you apply during business hours and your application is approved, you could receive the funds on the same day. For more urgent situations, check out our fast payday loan options for quicker access to funds.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.