Fast Cash Loan No Credit Check
Same day funds up to $5,000
Same day funds up to $5,000
Yes, you can get afast cash loan no credit checkneeded, but there are some risks to these loans.

Credit checks are part of responsible lending. Without credit checks, you may only be offered loans that could hurt your credit score indirectly through hidden charges, strict repayment schedules, or high interest. These factors could affect your ability to repay your loans, hurting your credit score further. 

The good news is that, while Fundo may perform credit checks, we also take your financial situation into consideration. We don’t just rely on your credit score; we look into other factors too. We believe in providing opportunities for everyone, and we’re willing to work with you even if you don’t have the best credit score.

Traditional loans can often feel like navigating a minefield of paperwork, time-consuming approval processes, and protracted waiting periods. But with Fundo, we’ve flipped the script. This is why our processes are streamlined, no-fuss, and straightforward, so you could complete an application for a loan within minutes and hear back without much waiting. 

If your application is eligible, you may even receive your loan on the same day it’s approved. Now that’s convenience at your fingertips!

Unlike some lending places that offer ‘fast cash loan no credit check’, you don’t need to provide security to qualify for a cash loan with us.

At Fundo, we know that the last thing you need is to worry about pledging your car or other assets when you’re in a crunch. This is also why we assess each application by looking at your overall current financial situation rather than solely relying on your current credit score or requiring assets as security.

We value your story over scores, and we communicate this with an online loan application process that’s clear, considerate, and convenient. That’s just the Fundo way!

You bet you can! 

Sometimes life leaves you with many expenses and not enough cash on hand to cover them all. That’s precisely where our fast cash loans can make a difference.

We know that navigating financial crises can make it tempting to jump on claims of a ‘fast cash loan no credit check’. We’re here to say you have options beyond that. Our personal loans come with flexible repayments and no hidden fees or charges as well, offering you more financial wiggle room when managing your loans.

Whether it’s to settle a hefty utility bill, cover an unexpected car repair, or manage any other type of household bill, our loans can act as dental loans, education loans, or other types that are suited to your immediate needs.

Our mantra at Fundo is to keep things simple. We strip away the financial jargon, ditch the mind-boggling legal speak, and eliminate complications. We’re not here to judge your financial past either, but to offer you a reliable and hassle-free alternative to ‘fast cash loan no credit check’ options.

So if you’re in Australia and need a fast online loan, Fundo is the answer you’re looking for.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.