Fast Long Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
Looking for Fast Long-Term Loans to Manage a Larger Expense?
If you’re facing a significant financial challenge and need access to fast, reliable funds, you might be searching for long-term loans to cover a larger expense. While many lenders offer long-term loans that can take time to process, Fundo provides a quicker solution. We offer small loans starting from $500, with a fast and straightforward online application process. While our loans are typically designed for short-term financial needs, we provide flexible repayment options, ensuring that you can manage your loan over a period that works for you.
Why Choose Fundo for Fast Loans?
Fundo is committed to making it easy to access the cash you need when you’re facing an urgent expense. Our loans start from $500, providing you with the financial flexibility to cover a wide range of expenses, from emergency repairs to personal purchases. Even though our loans are primarily short-term, we offer flexible repayment options that can be tailored to fit your financial situation, ensuring that you can pay back the loan at a pace that works best for you.
The entire application process is done online, which means you can apply from the comfort of your own home or on the go. Once you submit your application, we work quickly to review and approve your loan, often on the same day. This means you won’t be left waiting to access the funds you need.
How Fundo’s Loan Process Works
Eligibility for Fundo’s Loans
To apply for a loan with Fundo, you must meet the following criteria:
Fast Long-Term Loans FAQs
Does Fundo offer long-term loans?
While Fundo’s loans are typically designed for short-term needs, we offer flexible repayment options that allow you to spread your payments over a longer period. This can give you the flexibility to manage larger expenses without the pressure of paying everything back in a short timeframe. You can apply for a loan through our online application and choose a repayment schedule that fits your financial situation.
How fast can I get approved for a loan?
Fundo offers a quick online application process, and once you submit your online application, we review it promptly. Many applicants receive approval the same day, and once approved, the funds are transferred directly to your bank account. Depending on your bank, you could receive the money as soon as the same day.
What can I use a loan from Fundo for?
Fundo’s small loans can be used for a variety of financial needs, including emergency expenses, home repairs, medical bills, or personal purchases. With loans starting from $500, Fundo gives you the flexibility to manage immediate financial challenges while still providing fast access to the cash you need.
Can I check my credit score before applying for a loan?
Yes, you can check your credit score for free through services like Equifax, Experian, or Illion. While Fundo focuses more on your current financial situation than your credit history, understanding your credit score can help you better manage your finances. Checking your score in advance is a good idea when considering any loan application.
What happens if I can’t repay the loan on time?
If you’re struggling to make a repayment, it’s important to contact Fundo as soon as possible. We offer flexible repayment options and can work with you to adjust your repayment schedule if needed. Early communication is essential in finding a solution that works for you and avoiding further financial strain.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.