Fastest Loan App

Your Go-To Solution: The Fastest Loan App in Australia 🚀

Need cash quickly? We get it! Bad credit can make it challenging to secure a loan, especially when you’re in a tight spot. That’s where Fundo comes in. We are dedicated to providing short-term loans tailored for Australians, regardless of their credit history. With our fastest loan app, you can breeze through the application process without the usual hassle of traditional lenders.

Why Choose Fundo’s Fastest Loan App? 🤔

⏱️ **Speedy Applications**: Enjoy a straightforward application process that’s quick and user-friendly.
💰 **Flexible Loan Amounts**: We offer loans up to $5,000 to meet your short-term financial needs.
🔒 **Tailored Solutions**: We consider your unique situation to help everyone get a fair chance, even if you have a less-than-perfect credit score.
📅 **Flexible Repayment Options**: Choose a repayment schedule that fits your budget with terms ranging from 9 to 26 weeks.
✅ **Easy Approval**: With our focus on your current circumstances rather than just your credit score, you could be on your way to securing cash in no time!

How It Works: Fast and Straightforward Process ⚡

At Fundo, we understand that your time is valuable. Our loan application process is designed to be as simple and efficient as possible. Here's how it works:

**Fill Out Our Application**: It’s quick! Just provide your details and let us assess your needs.
**Submit During Business Hours**: If you send your application in during business hours, you might get the funds deposited directly into your account within 60 seconds of contract acceptance!
**Receive Outcome**: We’ll evaluate your application and get back to you with a decision shortly.

What Can You Use Your Funds For? 💡

With our fastest loan app, you can address emergency expenses, unexpected bills, or one-off purchases. At Fundo, we want you to focus on getting back on track financially.

Who Can Apply? 🤷‍♂️

To ensure we’re lending responsibly, you need to meet a few minimum criteria:

🕒 **18 Years or Older**: You must be at least 18 years old.
🌏 **Currently Living in Australia**: You must reside in Australia.
📈 **Verified Income**: You should earn at least $1,000 every fortnight (including any government benefits).
💵 **Ability to Repay**: It’s important that borrowing from Fundo won’t strain your finances.

Why Wait? Apply Now! 📲

Don't let bad credit hold you back! Experience the speed and convenience of our fastest loan app. Whether you're looking to cover an unexpected expense or simply need quick cash, we’re here to help. Start your application today, and become part of the Fundo family!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Fastest Loan App

Fastest Loan App