Fastest Way To Get A Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Struggling to find the fastest way to get a loan with bad credit? You're not alone! Many people face challenges when traditional lending options aren’t accommodating. At Fundo, we understand that life can throw unexpected expenses your way, and having a less-than-perfect credit history shouldn’t keep you from accessing funds when you need them most.
Fundo is here to offer a refreshing alternative, ensuring loans are more accessible for qualified customers. Our approach is simple: we evaluate each candidate's unique financial situation rather than relying solely on credit scores. Here’s what you can expect when applying for a loan with Fundo:
If you're hunting for the fastest way to get a loan with bad credit, look no further! Our application is designed with your convenience in mind:
As long as you meet our eligibility requirements—being over 18 years, residing in Australia, earning at least $1,000 per fortnight (which includes government benefits), and demonstrating that you can manage the loan repayments—you’re good to go.
While we understand many want a fast way to get funds, it’s essential to note that our loans are intended for responsible borrowing, covering one-off expenses rather than ongoing debts. Here are some acceptable uses:
Stop looking for options like where to get a $1,000 loan or cash advances. Choose Fundo, your friendly lender committed to meeting your needs quickly and easily. Plus, our user-friendly self-service dashboard offers access to your loan details and insights to improve your overall financial health, including tips on how to increase your Fundo Score.
So if you need a fast and accessible loan, apply with Fundo today and discover how smooth and easy borrowing can be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
