Get Approved For A Loan In Minutes
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you tired of struggling to get approved for a loan in minutes due to bad credit? At Fundo, we believe that everyone deserves a chance, especially when funds are urgently needed. While traditional lenders often overcomplicate the process, we are here to simplify it for you. Our mission is to make short-term loans accessible to all Australians, so you can focus on what truly matters—getting the cash you need, when you need it.
Fundo is your friendly, Australian-owned direct lender ready to support you with:
Our loans are designed for one-time expenses, helping you tackle urgent financial needs without waiting weeks for a response. With Fundo, getting approved for a loan doesn’t have to be a mystery! So, why not take the leap and apply today?
When you get approved for a loan in minutes, you also benefit from flexible repayment options. We offer a variety of terms that fit your specific needs, letting you choose a repayment schedule up to 180 days for a MACC loan. Plus, paying off your loan ahead of time can improve your chances of future approvals with us!
Whether you need extra cash for unexpected expenses or planned one-time costs, Fundo can help. Use your loan for things like medical emergencies or home improvements. Plus, with our Get Finance Online service, we guide you through smart borrowing practices, making your experience enjoyable and manageable.
To get approved for a loan in minutes, all you need to do is meet our simple eligibility criteria:
If you check all these boxes, why wait? Whether you’re a new borrower or returning, you can apply right on our website with just a few clicks!
Getting a decision on your loan application can be a breeze with Fundo. If you submit your application during business hours, you can expect a quick turnaround, often receiving an approval notice on the same day! Improve your chances of a positive outcome with your Fundo Score—a higher score can lead to better offers and discounts.
Don't waste time with endless searches for 'Emergency Cash Now' or similar terms. Choose Fundo for a hassle-free experience and get approved for a loan in minutes! Apply now and see how simple borrowing can truly be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
