Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Are you tired of struggling to get approved for a loan in minutes due to bad credit? At Fundo, we believe that everyone deserves a chance, especially when funds are urgently needed. While traditional lenders often overcomplicate the process, we are here to simplify it for you. Our mission is to make short-term loans accessible to all Australians, so you can focus on what truly matters—getting the cash you need, when you need it.
Fundo is your friendly, Australian-owned direct lender ready to support you with:
Our loans are designed for one-time expenses, helping you tackle urgent financial needs without waiting weeks for a response. With Fundo, getting approved for a loan doesn’t have to be a mystery! So, why not take the leap and apply today?
When you get approved for a loan in minutes, you also benefit from flexible repayment options. We offer a variety of terms that fit your specific needs, letting you choose a repayment schedule up to 180 days for a MACC loan. Plus, paying off your loan ahead of time can improve your chances of future approvals with us!
Whether you need extra cash for unexpected expenses or planned one-time costs, Fundo can help. Use your loan for things like medical emergencies or home improvements. Plus, with our Get Finance Online service, we guide you through smart borrowing practices, making your experience enjoyable and manageable.
To get approved for a loan in minutes, all you need to do is meet our simple eligibility criteria:
If you check all these boxes, why wait? Whether you’re a new borrower or returning, you can apply right on our website with just a few clicks!
Getting a decision on your loan application can be a breeze with Fundo. If you submit your application during business hours, you can expect a quick turnaround, often receiving an approval notice on the same day! Improve your chances of a positive outcome with your Fundo Customer Score—a higher score can lead to better offers and discounts.
Don't waste time with endless searches for 'Emergency Cash Now' or similar terms. Choose Fundo for a hassle-free experience and get approved for a loan in minutes! Apply now and see how simple borrowing can truly be!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.