Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Sometimes life throws unexpected expenses our way, and having quick access to funds can make all the difference. Whether it’s an urgent home repair, an unexpected medical bill, or last-minute travel needs, the search for a way to get a loan same day can become overwhelming. Luckily, Fundo is here to help! As a leading private lender in Australia, we provide short-term loans tailored to your needs, even if your credit isn’t perfect. If you’ve been exploring various loan options online, searching terms like 'same day instant loans', your search ends here with Fundo.
When you choose Fundo, you can expect:
At Fundo, we’re dedicated to making sure our small loan process is smooth and accessible, wherever you are in Australia. No need to keep searching for how to get a loan same day or phrases like 'Get My Pay In Advance'; we’ve got you covered!
Our loans come with flexible repayment periods - you can pay off your loan in up to 180 days. If you prefer, you can opt for early repayments to avoid additional costs! We offer a range of loans, including emergency loans and home renovation loans. Take control of your finances with Fundo and manage your loan through our personal dashboard, which also provides valuable money management tips!
Forget about lengthy eligibility requirements. At Fundo, the criteria are minimal. You need to:
If you meet these basic criteria, filling out our application is your first step to getting your funds approved the same day (if submitted during business hours). Additionally, you can assess your chances of approval with our interactive Fundo Customer Score feature, which rewards responsible borrowing. Returning customers can repeat the application process in just three clicks!
There's no need to keep searching for terms like 'instant loan' or 'savvy loans', as Fundo provides a welcoming alternative. Don’t miss out on the chance to get a loan same day with Fundo today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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