Get Money Fast With Bad Credit

Need to Get Money Fast With Bad Credit? Fundo is Here to Help!

If you’re looking to get money fast with bad credit, you’re likely facing urgent financial needs. Maybe it's an unexpected bill or a one-off expense that requires quick funding. When speed matters, finding a reliable lender can be a challenge, but that's where Fundo steps in. We specialise in short-term loans tailored for your immediate needs. With our straightforward online application process, you can access funds without the hassle and time involved with traditional lending options.

Why Choose Fundo?

⚡ Fast Access: Receive funds in your account within 60 seconds from contract acceptance!
💻 User-Friendly Process: Our application is simple, leaving out the complicated forms and legal jargon.
👍 No Hidden Fees: We pride ourselves on transparency; you'll know exactly what you're paying.
🗓️ Flexible Repayment Plans: Choose a repayment schedule that works for you, with terms of up to 180 days for a MACC loan.
🌟 Incentives for Good Financial Behaviour: Stay on track, and you can save on monthly fees.

How Fundo Supports You

At Fundo, we recognise the unique challenges of securing a loan with bad credit. Our aim is to facilitate a loan process that empowers you rather than complicates things. While traditional lenders may have stricter requirements, we focus on your ability to repay comfortably, meaning we check for your overall financial health before making a decision.

How to Qualify

Applying for a loan with Fundo is straightforward. Here’s what you need to get started: - ✅ Currently residing in Australia - ✅ Over 18 years of age - ✅ Making at least $1,000 income per fortnight (verified income, including government benefits) - ✅ Demonstrating the ability to make repayments without worsening your financial situation Complete our simple application form online, and if you qualify, your chances of getting money on the same day increase significantly when you apply during business hours.

Empower Yourself With Fundo

Instead of continuing your search for personal loans with bad credit, take the first step towards financial relief today. Understanding your financial standing can significantly improve your chance of approval. Use the Fundo Score to assess your creditworthiness and learn how to enhance it. You can boost your Fundo Score by making timely repayments, referring friends, and minimising your debt with other lenders.

Don’t wait! Submit your application now and start the journey toward securing the funds you need quickly and easily. Fundo makes loans accessible and straightforward, ensuring you're never left in the lurch.

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

Get Money Fast With Bad Credit

Get Money Fast With Bad Credit