Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Searching online for terms like ‘get my pay now Australia’? You may be looking for easy-to-access loans. Fundo offers flexible and accessible cash loan solutions and looks beyond just your credit score.

Our loans are designed for those eighteen years old or older who earn at least $1,000 per fortnight, including government benefits. Fast loan approval and fund release are also possible for eligible applicants. Our friendly, approachable, and sincere team can also guide you through our no-fuss application process so that your loaning experience goes as smoothly as possible.

With Fundo, the convenience of same-day loans is right at your fingertips. 

If you’ve found yourself needing answers to topics you’ve been searching for, like ‘get my pay now Australia’, applying for a payday loan may not be the best move.

Why, you ask? Payday loans or bad-credit loans that don’t have credit checks or similar responsible lending practices may lead to financial stress because of some conditions set by the lender. These conditions often include high interest rates, hidden fees, or other undisclosed penalties that may affect your ability to repay the loan.

At Fundo, we focus on responsible lending. This means we take great care to ensure that borrowing from us won’t put you under excessive financial pressure.

We genuinely care about your financial well-being, and our top priority is to ensure a beneficial and seamless funding experience. So, if you find yourself needing fast and easy cash loans online, remember that Fundo has got you covered.

While we can’t speak for payday lenders, here at Fundo, a low credit score won’t lead to an automatic ‘no’. You see, every application you make with us is treated independently. This means we look at your current ability to repay the loan, rather than just your past credit history.

If you choose any of our Australian cash loans, you can rest assured that our experienced team will consider the whole picture of your financial situation, even if your credit score isn’t glowing at the moment. At Fundo, a lower credit score doesn’t equal a closed door.

So if you have a less-than-ideal credit score but are looking for an answer to ‘get my pay now Australia’ quickly, don’t hesitate to apply with Fundo.

Wondering if you need proof of employment to qualify for Fundo’s easy fast loans? Here’s how you may qualify!

To apply for our personal loans, you should have an income of at least $1,000 per fortnight, including any government benefits. Because this is one of our criteria for responsible lending, unemployed individuals might not be eligible to borrow from us.
That being said, if you have a complex income situation, reach out to us! Fundo is open to lending to anyone, provided they meet the income criteria. Meanwhile, if you’re on a pension or are a seasonal employee but nonetheless earn at least $1,000 per fortnight from other sources, then we are happy to consider your application.

In a nutshell, Fundo is dedicated to providing a user-friendly, no-fuss answer to ‘get my pay now Australia’ that makes borrowing a breeze. With us, there’s no complicated paperwork and no long waiting times for answers – just quick online loans. So, if you meet the criteria, why not give us a try and borrow money today?

Fundo is here to make small online loans easy for you.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.