Get Small Loan Instantly
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
In times of unexpected expenses, many find themselves in need of quick financial support. Searching online for how to get a small loan instantly has become a common step. Traditional banks and credit unions can often have lengthy processes, leaving you in a pinch when you need funds fast. That's where Fundo comes in. As a dedicated online lender, we specialise in delivering fast small loans to Australians, including those with a fair credit score. Our mission is to ensure you can access essential funds promptly and without any hassle.
At Fundo, we strive to offer tailored solutions for immediate needs. Initiating your request for a small loan can set you on the path to financial relief. Whether you're looking to cover an urgent bill, handle an essential purchase, or manage an unexpected expense, our emergency loans are designed to help. We even provide home renovation loans for those adjustments around the house you might need now.
If you're wondering how to get a small loan instantly, you'll delight in our quick and efficient application process. To qualify, simply meet the following criteria:
Head over to our application form, fill in your details, and specify your loan amount. If you apply during business hours and meet our eligibility requirements, we could approve your loan and have funds ready for you within moments. Check your chances of getting approved with our interactive Fundo Score for added peace of mind.
We know that borrowing is a big decision. At Fundo, we reward positive credit behaviours, such as timely repayments. Refer friends and family to potentially enhance your borrowing opportunities. Plus, our returning customers can easily complete new applications with just three clicks. With these user-focused benefits, why continue searching for alternatives? When you think of “get small loan instantly” or “get small cash loan today,” remember that Fundo is here to make your financial needs a reality. Let’s get you started on your journey to quick and reliable funding today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
