Get Small Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Searching for a small loan with bad credit can feel overwhelming, especially when traditional banks impose strict conditions and mountains of paperwork. You’re not alone—many Australians are on the lookout for accessible funding options and often explore various solutions online. Here at Fundo, we simplify the loan process so you don’t have to exhaust yourself with endless searching. If you need a small loan quickly, we've got you covered!
At Fundo, we understand that past financial hurdles shouldn’t define your present. We look at your current financial capability rather than merely your credit history. Our application process is designed with your needs in mind, allowing you to access funds for life’s unexpected expenses with ease.
Fundo offers a variety of lending options tailored to meet your needs, whether you’re looking to make home improvements, manage an urgent financial need, or just require a small but essential loan. Explore our products:
We also encourage responsible borrowing! Complete your loan ahead of schedule and reduce your fees. Our user-friendly self-service dashboard allows you to monitor your loan, check your repayment history, and access free financial wellness advice.
You no longer need to keep searching for phrases like “I Need to Borrow Money Fast With Bad Credit” or “Get Money Fast With Bad Credit”. At Fundo, our eligibility criteria are straightforward:
Applying for a small loan with Fundo is simple! Fill in your personal and contact details and specify the amount you’d like to borrow. It takes as little as three clicks to apply if you're a returning customer. Plus, check out your Fundo Score, a unique feature that acknowledges your commitment to timely repayments and responsible borrowing.
If you're ready to stop your search for a small loan with bad credit, take the first step with Fundo today. Our friendly team is dedicated to ensuring you have the financial support you need without the hassle. Don’t let your past define your future – let us help you turn a new page!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
