Guaranteed Bad Credit Personal Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding yourself in need of financial assistance can be stressful, especially when unexpected expenses arise. Many people start searching for guaranteed bad credit personal loans in Australia to secure the funds they need quickly. Traditional lending methods, such as banks and credit unions, often fall short in these urgent situations, leaving borrowers like you without viable options. That's where Fundo steps in! As an online lender focused on helping Australians, including those with less-than-perfect credit histories, we provide short-term loans that are designed with your needs in mind.
At Fundo, we strive to simplify the borrowing process. Here’s what sets us apart:
We understand the unique financial situations our clients face and aim to deliver straightforward, affordable solutions without the complicated jargon!
With our guaranteed bad credit personal loans in Australia, you can choose repayment frequencies that work for you, be it weekly, fortnightly, or monthly. Plus, you have the option to pay off your loan early, which can not only save you on interest (if applicable based on loan size) but also enhance your borrowing potential for future loans with Fundo.
While borrowing is serious business, it can also cater to your varied needs. Fundo loans can assist with:
Whatever your situation, we stand ready to support you in achieving financial stability.
Worried about whether you qualify? Fundo has simple eligibility criteria for our loans, ensuring accessibility for many:
Simply complete our loan application form, providing details about your preferred loan amount and personal information. If your application meets our criteria and is submitted during business hours, there's a great chance you’ll see funds in your account the same day!
For those navigating the realm of guaranteed bad credit personal loans in Australia, understanding your Fundo Score can help boost your approval chances. Your Fundo Score improves as you make timely payments, minimise debts, and refer friends to our services. The higher your Fundo Score, the better your chances at competitive loan options in the future!
If you’re in need of a quick cash solution, stop stressing over endless online searches for no check loans. Get started with Fundo today and experience a hassle-free process to receive the financial support you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
