Guaranteed Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Need a guaranteed loan in Australia? You’re not alone—many people face challenges securing a loan due to their credit history or conventional lending processes. At Fundo, we believe in making short-term loans accessible to everyone, regardless of their financial background. Our goal is to provide a supportive lending environment where we consider each applicant’s unique situation. Here's how Fundo stands out:
With Fundo, you can access small loans for various purposes. Whether you need to cover unexpected expenses or make urgent repairs, our home renovation loans and emergency loans can be valid options for your needs. Remember, you can apply for loans with amounts ranging up to $5,000 that you can repay within a flexible period of up to 180 days for a MACC loan.
We pride ourselves on our minimal eligibility requirements, making it easier for you to access the funds you need:
Simply fill out our application with your contact information and desired loan amount. If you apply during business hours, your application can receive approval on the same day! And returning customers benefit even more—they can complete their applications in just three easy clicks.
Curious about your lending prospects? Check your Fundo Score—a higher score means a better chance for approval! We reward responsible borrowing behaviours, such as timely repayments and referring friends. If you’re still exploring options like quick cash loans or weekend loans, think no further. Fundo is your flexible and friendly lender ready to assist.
So, why wait? Unlock your financial freedom today with Fundo and apply for your guaranteed loan in Australia now!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.