How Do I Get Instant Cash

Many Australians facing unforeseen expenses may wonder, “How do I get instant cash?” While local banks and traditional lenders seem like obvious choices, their lengthy application processes and strict requirements can often make securing a loan a frustrating experience. Fortunately, you'd be glad to know that Fundo is here to simplify the process! Our fast and convenient short-term loans allow you to access cash easily from anywhere in Australia. With Fundo, even those with less-than-perfect credit histories have a fair opportunity for loan approval thanks to our modern, technology-driven approach.

The best part? Our loan application process is entirely online, enabling you to apply whenever it suits you. No need to stand in line or wait for a physical store to open—our system works around your schedule! Plus, once you complete your application, you'll receive an outcome as soon as possible, and funds can hit your account within 60 seconds from contract acceptance. Let’s explore how you can experience hassle-free and affordable funding with Fundo:

Why Choose Fundo for Instant Cash?

💸 Speedy Approval: Quick assessments and outcomes for your application!
🔍 Transparent Fees: Clear pricing with no hidden costs.
📅 Flexible Repayment Plans: Choose the repayment schedule that suits your needs.
👌 No Interest on Small Loans: Finance your short-term needs without worrying about high costs.
🕒 24/7 Access: Apply anytime, anywhere—whenever you need cash!

If you're considering a small loan, don't forget that Fundo offers easy access to funds suitable for various situations. Whether you're managing urgent repairs or unexpected expenses, our emergency loans are crafted to meet your instant cash needs. You can also explore our home renovation loans for immediate projects that can't wait. We clearly outline our loan structures, so you understand your options!

Understanding Your Eligibility

Wondering if you qualify for a Fundo loan? Our eligibility criteria are straightforward compared to traditional lenders, making it easier for you to access the cash you need. To get started:

✅ You must be over 18 years old
✅ Currently living in Australia
✅ Have verified income of at least $1,000 per fortnight, including government benefits
✅ Ability to make repayments without worsening your financial situation

Applying is simple—just fill out our online application form with your details and let us do the rest! If you submit your application during business hours, you could receive funding on the same day. Plus, taking care of your loan can help enhance your Fundo Score, which can lead to better offers in the future.

Stop searching for vague terms like "how can I get a small loan fast" or "instant loan". Take action and apply for a Fundo loan today—let's get you closer to securing the instant cash you need to move forward!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

How Do I Get Instant Cash