How To Get A Loan Fast
Same day funds up to $5,000
Same day funds up to $5,000
If you’re wondering how to get a loan fast, Fundo offers a simple and efficient solution. We provide small easy cash now loans starting from $500, with a quick and straightforward online application process that ensures fast approval. Whether it’s for a personal expense, an emergency, or any other financial need, Fundo’s fast loans are designed to get you the cash you need without the long waits often associated with traditional lenders.
At Fundo, we prioritize speed and simplicity. Once your application is submitted, we aim to provide approval on the same day. If you have a PayID-enabled bank account, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID from contract acceptance. This means you can handle your financial needs without delay.
Fast Loan FAQs
How fast can I get approved for a loan from Fundo?
Fundo’s online application process ensures fast approval. Once your application is reviewed, you can often receive same-day approval. With a PayID-enabled bank account, you can receive the funds within 60 seconds from accepting your loan agreement, provided your bank supports PayID after approval and agreeing to your loan contract.
What can I use a fast loan from Fundo for?
Fundo’s small loans can be used to cover a variety of short-term expenses, such as medical bills, car repairs, or other urgent financial needs. Our instant cash loans with no documents required are designed to provide quick financial relief.
How does PayID funding work for instant loan payouts?
If your bank account supports PayID, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID from contract acceptance, ensuring immediate access to your money.
What happens if I can’t make a repayment on time?
If you’re unable to make a repayment, contact Fundo as soon as possible. We offer flexible repayment options and can help you adjust your payment schedule to fit your financial situation.
Do I need perfect credit to apply for a fast loan?
No, Fundo doesn’t require perfect credit. We focus on your ability to repay the loan, taking your current financial situation into account. Our bad credit loans in Sydney are designed to assist those who may have difficulty qualifying elsewhere.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.