Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we understand the allure of small payday loans. They can offer a lifeline when bills stack up faster than your pay credits. They often have a lighter list of requirements compared to other loans. This simplicity can feel like a great choice when you’re in a pinch, allowing you to secure the funds you need quickly.

However, it’s our duty to ensure you are also aware of the potential drawbacks. Even short-term payday loans can come with quite a steep price tag, primarily in the form of sizable fees. Furthermore, some lenders may not disclose the relevant fees upfront. This can make repayment a formidable task, and you might find yourself shelling out more cash than anticipated.

As a responsible lender regulated by the Australian Securities and Investments Commission (ASIC), Fundo’s loans adhere to industry standards by ensuring all fees are disclosed upfront and are transparent. 

For small loans, our charges typically consist of a straightforward establishment fee and a monthly account fee, both calculated based on your loan amount. This means that, as long as you make timely repayments, you can accurately anticipate the total cost of your loan before making any decisions.

We offer more than just easy-to-access applications; we want to enhance your financial literacy and empower you to make well-informed decisions without having to resort to researching ‘how to get instant cash’.

Let’s clear the air here – a low credit score isn’t a dead-end with Fundo. You’re more than just a number to us. Where traditional lenders may see risk, we see potential. Our approach is all-encompassing, meaning that we focus on the details of your current financial situation rather than solely on your past. 

In this way, we assess your ability to repay your loan on time and in full. So, when you find yourself thinking, ‘I need cash fast’, even when you have a not-so-stellar credit score, we’re here to lend a friendly hand. 

You see, we’re not your conventional strict lenders; we’re different, we’re personable, and most importantly, we’re considerate. We provide easy applications for short-term loans and quick, fast loan processes. Our system is designed for your convenience – no complications, no jargon, and no hidden fees. Just a streamlined, efficient service that values you and your needs.

At Fundo, we believe life shouldn’t be a series of financial hiccups. When life happens, you need instant support, not long-drawn procedures, so instead of asking the internet about how to get instant cash or where to find bad credit fast loans, stick with us at Fundo. We are all about making your life simpler and brighter. 

At Fundo, we understand that life isn’t always as predictable as we’d like, which is why people look up ‘how to get instant cash’ and ‘guaranteed cash loan’ online. 

When it comes to repaying your loan at Fundo, sometimes things don’t go as planned. Failing to make payments on time can result in late fees or other charges as per your loan contract, but we’re not here to add to your woes. Instead, we believe in working together to find a solution that benefits you.

Our team of friendly consultants is always ready to lend an ear and explore the options that might be available to you. Remember, we’re just a message away and more than willing to accommodate unforeseen circumstances that may affect your repayment ability.

To help us help you, it’s best to let us know about any potential issues as soon as possible. Generally, we need about forty-eight hours’ notice of any changes to your repayment schedule. It’s all part of our commitment to making your loan experience with us as comfortable and stress-free as possible.

After all, Fundo is more than just an online loan provider. We’re a partner in your financial journey, committed to offering flexible solutions that make sense for your unique situation. Life happens, but with Fundo, you’re never alone in navigating the path to financing. 

When the unexpected happens, and you find yourself needing a little more time to repay your loan, remember that Fundo is here for you. We understand that life can sometimes throw a curveball your way, impacting your ability to meet your repayment schedule. However, we do not recommend looking up ‘how to get instant cash’ elsewhere to pay off your credit.

Our approach is about open dialogue and finding solutions. We encourage you to get in touch with us over the phone or via email to discuss your repayment options. We’re not just a faceless institution; we’re your partner, ready to explore the best options available to you.

Like in any good partnership, a heads-up is always appreciated. As much as possible, try to give us at least two days’ notice so that we can evaluate your options.

Fundo stands by your side on your financial journey, even when the going gets tough. We’re committed to empowering you with flexible solutions tailored to your circumstances.

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.