How To Get Instant Cash
Same day funds up to $5,000
Same day funds up to $5,000
Wondering how to get instant cash? Whether it’s for an urgent bill or a last-minute expense, having quick access to cash can provide much-needed relief. Fundo offers small loans starting from $500 with an easy online application process that provides instant approval. Once your loan is approved, you can access the cash you need immediately to handle your financial situation.
Our application process is designed to be simple and fast, taking just a few minutes to complete. Once submitted, your loan request is reviewed quickly, and in many cases, same-day approval is available. After approval, funds are typically transferred to your account within hours, ensuring you get the money you need without delay.
In addition to fast approval, Fundo provides flexible repayment options tailored to your financial situation, making it easy to manage your loan repayments without added stress.
How fast can I get approved for an instant cash loan with Fundo?
Fundo’s online application process ensures fast approval, with funds typically transferred to your account within hours after approval.
What can I use an instant cash loan from Fundo for?
You can use an instant cash loan to cover various short-term financial needs, such as emergency bills, personal expenses, or last-minute costs.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are customised to your financial situation, making repayment easy and stress-free.
Do I need perfect credit to apply for an instant cash loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
