How To Get Loan Without Payslip
Same day funds up to $5,000
Same day funds up to $5,000
Finding a loan can be challenging, especially if you're navigating the process of how to get a loan without a payslip. It’s common to feel frustrated if you’ve faced rejection due to your credit score. At Fundo, we understand the hurdles many face and aim to make short-term loans accessible to all Australians, regardless of their circumstances. Our approach is tailored; we look at each application on a case-by-case basis, so you don’t have to go through the tedious processes often associated with loan applications. Plus, as an Australian-owned lender, we offer flexible repayment options to suit your financial needs. Getting the cash you need shouldn't be complicated, and we're here to eliminate the jargon and make the experience easier for you. Why go anywhere else when you can enjoy a straightforward and speedy application process with Fundo?
When considering how to get a loan without a payslip, it's essential to know the options available. At Fundo, we provide a range of loans to cater to different needs:
Our small loans start from $500. You can apply with confidence, knowing that even if you've had difficulties securing a loan elsewhere, Fundo prioritises your unique situation. While our loans are designed to help you fund short-term needs quickly, we’d like you to know that you can repay the loan anytime within the agreed term without penalties!
With Fundo, managing your repayments is made easy! Our self-service dashboard lets you track your payment schedule and offers insights on your progress conveniently. You can see what you owe, how much you've repaid, and even get free tips for financial wellness. If you’ve been exploring options based on keywords like 'Self Employed Loans Bad Credit' or 'Self Employed Loans For Bad Credit', look no further—Fundo is your straightforward solution for accessing the funds you need!
Have you heard of the Fundo Score? It’s a unique score based on your loan history with us. By making timely payments and receiving positive referrals, you’ll enhance your chances of obtaining future loans. Starting now will help you build a better score for your lending experience! And to qualify for a loan, you'll need to meet a few criteria:
All set to get started? Simply fill out our application right here on the website! If you apply during business hours, your application may be processed and approved quickly—sometimes even the same day. We love helping both new and returning borrowers move smoothly through the application process. So stop searching high and low with keywords like 'Quick Cash Loan App' or 'Payday Loans SA'; let Fundo be your trusted lending partner. Apply today and secure the funds you need!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.