Self Employed Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
If you find yourself needing quick cash due to unexpected expenses, finding the right financial support can feel overwhelming. For those of us who are self-employed and dealing with bad credit, traditional lenders often present a mountain of paperwork and lengthy waiting times. This frustration has led many to look for options like self employed loans for bad credit and personal loans for self-employed Australians. That's where Fundo steps in!
Fundo offers **short-term loans** designed specifically for Aussies who can benefit from less rigid criteria. When you're with us, you won't be boxed in by traditional lending practices. We understand that life can throw challenges your way, influencing your credit score and financial stability. At Fundo, we’re here to simplify the lending process without any hidden fees or nasty surprises.
Say goodbye to the struggle of searching for self employed loans for bad credit. With Fundo, we aim to make small loans accessible regardless of your current credit situation. Enjoy flexible repayment plans tailored to fit your financial abilities, allowing you to:
To qualify for a Fundo loan, the main criteria include being over 18, currently residing in Australia, earning a minimum of $1,000 income per fortnight, and demonstrating your ability to make repayments responsibly. Our process is designed to be straightforward! Just fill out our loan application form with your details, including the loan amount you’re after.
When you apply during our business hours, you could receive a response quickly. If you’re approved, you could even see the cash in your account the same day! For our returning customers, applying is even simpler - just three quick clicks, and you’re on your way! Want to improve your chances of approval? Your Fundo Score is influenced by behaviours like timely repayments and referring others to us.
Ready to take the first step toward easing your financial worries? With Fundo, you’re not alone in navigating the challenges of being self-employed with bad credit. Apply for a self employed loan today and feel the relief of financial support in your corner!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.