Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
If you find yourself needing quick cash due to unexpected expenses, finding the right financial support can feel overwhelming. For those of us who are self-employed and dealing with bad credit, traditional lenders often present a mountain of paperwork and lengthy waiting times. This frustration has led many to look for options like self employed loans for bad credit and personal loans for self-employed Australians. That's where Fundo steps in!
Fundo offers **short-term loans** designed specifically for Aussies who can benefit from less rigid criteria. When you're with us, you won't be boxed in by traditional lending practices. We understand that life can throw challenges your way, influencing your credit score and financial stability. At Fundo, we’re here to simplify the lending process without any hidden fees or nasty surprises.
Say goodbye to the struggle of searching for self employed loans for bad credit. With Fundo, we aim to make small loans accessible regardless of your current credit situation. Enjoy flexible repayment plans tailored to fit your financial abilities, allowing you to:
To qualify for a Fundo loan, the main criteria include being over 18, currently residing in Australia, earning a minimum of $1,000 income per fortnight, and demonstrating your ability to make repayments responsibly. Our process is designed to be straightforward! Just fill out our loan application form with your details, including the loan amount you’re after.
When you apply during our business hours, you could receive a response quickly. If you’re approved, you could even see the cash in your account the same day! For our returning customers, applying is even simpler - just three quick clicks, and you’re on your way! Want to improve your chances of approval? Your Fundo Customer Score is influenced by behaviours like timely repayments and referring others to us.
Ready to take the first step toward easing your financial worries? With Fundo, you’re not alone in navigating the challenges of being self-employed with bad credit. Apply for a self employed loan today and feel the relief of financial support in your corner!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.