How To Payday Loans
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise, many Australians look for financial assistance, often turning to local banks or traditional lenders. Unfortunately, these institutions can have stringent requirements and lengthy application processes that make accessing funds cumbersome. Instead of searching endlessly for “how to payday loans” and getting lost in a sea of information, let us introduce you to Fundo! We provide quick, straightforward short-term loans that you can access easily from anywhere in Australia.
Fundo is here to make receiving short-term funds as easy and stress-free as possible. So, if you have been searching for “how to payday loans” over and over again, your search ends here!
Our repayment plans are designed with your convenience in mind, allowing you to manage your repayment schedule within a 180-day period. You can even repay your loan in advance, which may improve your chances of securing future loans with us!
Fundo loans can cover various expenses, making them incredibly versatile:
Our eligibility requirements are minimal, making it easy for you to access funds when you need them. To qualify for a Fundo loan, you just need to:
Applying is a breeze! Simply fill out our online application form with your details and requested loan amount. If you have borrowed from us before, applying for another loan takes just three clicks!
We’re proud to offer the Fundo Score to our borrowers. This innovative feature rewards you for responsible borrowing behavior, such as paying your loan on time or early, leaving feedback, and referring others. A strong Fundo Score can improve your chances of loan approval.
No more sifting through endless online results or worrying about eligibility! With Fundo, getting a short-term loan is straightforward and fast. So why wait? Apply for your hassle-free loan today and take control of your finances with ease!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.