I Need A Online Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can catch anyone off guard, and when that happens, looking for an online loan can be a smart way to address your financial needs. If you've found yourself searching for "I need a online loan" only to be disappointed by options that don’t suit your requirements, then you’ve come to the right place. Fundo is here to provide you with short-term loans designed with your needs in mind, making it easier for more borrowers to get the financial support they need. If you've been searching for reliable lending options using terms like I need a fast loan, relax; Fundo offers quick turnaround times and transparent terms with no hidden fees. Our loans are straightforward and easy to understand, meaning you won't have to grapple with confusing legal jargon.
At Fundo, we pride ourselves on being a people-first, direct lender. Our online application process is simple, hassle-free, and designed to put your interests first. Here’s what makes Fundo the optimal choice for your loan needs:
When evaluating loan options, we all want the best deal. Searching with phrases like "I need a online loan" should help you identify lenders that align closely with your needs. At Fundo, our loans cater to those unexpected costs that arise in life. Whether you need help with urgent expenses or simply want some flexibility, our emergency loans provide the necessary support for those critical moments.
Want to be rewarded for your good financial habits? With Fundo, if you repay your loans early, you can significantly reduce your overall costs. Our loans can be completed within up to 180 days for a MACC loan, but there's no penalty if you choose to pay it off sooner. You can also access our self-service dashboard for assistance in managing your loan schedule and to gain valuable financial wellness tips along the way.
Applying for a Fundo loan is easy! Just be over 18 years old, currently living in Australia, and making at least $1,000 in income per fortnight (including government benefits). We're keen on letting you know that every step of your financial journey matters, which is why our Fundo Score helps you understand your qualifications. By lending responsibly, paying on time, or even recommending us to friends, you can enhance your points.
Ready to take the leap? Click 'Apply Now' on our homepage to start your application. Simply provide your contact information and the loan amount you’re seeking, and if you're a returning customer, you can apply in just three clicks! In just a few business hours, you may receive approval and get access to the funds you need. Say goodbye to endless searching for terms like online payday loans or savvy loans. With Fundo, your ideal online loan is just a click away!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
