I Need A Personal Loan With Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When it comes to handling unexpected expenses, finding a practical solution is key. If you're currently thinking, "I need a personal loan with bad credit," you're not alone! Many people encounter situations where they need quick financial assistance but worry about their credit history. That's where Fundo comes into play. As an Australian-owned and operated direct lender, we pride ourselves on making the loan process straightforward and accessible, even for those with less-than-perfect credit.
At Fundo, we believe that securing a small loan should be simple and hassle-free. Here are some reasons why we stand out:
At Fundo, we’re committed to supporting our customers, which includes offering loans tailored for individuals with bad credit. As part of our assessment process, we take into consideration your verified income and overall ability to repay the loan. This means that even if your credit isn't perfect, you still have a chance at being approved!
Whether you’re looking for a small or medium loan, we've got you covered. Our loans range from $500 to $5,000, providing you with the flexibility you need for one-off expenses like:
If you’re ready to take the next step and apply for a personal loan with bad credit, simply fill out our online application form. Remember, to qualify for a Fundo loan, you need to:
Once you’ve submitted your application, our team will quickly review it. If approved, you could have the funds you need, quickly and easily! Don't let bad credit hold you back from accessing financial support. Apply today and discover why Fundo is the ideal choice for your personal loan needs.
If you want more information about improving your Fundo Score, or if you're exploring options for small fast loans, we are here to help. Let's get you moving forward with confidence!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
