Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When it comes to handling unexpected expenses, finding a practical solution is key. If you're currently thinking, "I need a personal loan with bad credit," you're not alone! Many people encounter situations where they need quick financial assistance but worry about their credit history. That's where Fundo comes into play. As an Australian-owned and operated direct lender, we pride ourselves on making the loan process straightforward and accessible, even for those with less-than-perfect credit.
At Fundo, we believe that securing a small loan should be simple and hassle-free. Here are some reasons why we stand out:
At Fundo, we’re committed to supporting our customers, which includes offering loans tailored for individuals with bad credit. As part of our assessment process, we take into consideration your verified income and overall ability to repay the loan. This means that even if your credit isn't perfect, you still have a chance at being approved!
Whether you’re looking for a small or medium loan, we've got you covered. Our loans range from $500 to $10,000, providing you with the flexibility you need for one-off expenses like:
If you’re ready to take the next step and apply for a personal loan with bad credit, simply fill out our online application form. Remember, to qualify for a Fundo loan, you need to:
Once you’ve submitted your application, our team will quickly review it. If approved, you could have the funds you need, quickly and easily! Don't let bad credit hold you back from accessing financial support. Apply today and discover why Fundo is the ideal choice for your personal loan needs.
If you want more information about improving your Fundo Customer Score, or if you're exploring options for small fast loans, we are here to help. Let's get you moving forward with confidence!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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