$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Small fast loans are a boon to many but not familiar to all.

More Australians have realised the potential of loan products today. This is in large part due to the availability of online lending processes, like what we have here at Fundo. Because lenders and loan facilities are now accessible 24/7, applying for a loan has become much easier for people who otherwise can’t apply at brick-and-mortar facilities during regular business hours.

However, not all online lenders are built equally. Some take a while to process applications – and by a while, we mean more than just a couple of days. That can be frustrating for borrowers, especially if they need to hear back on their online loans urgently.

We avoid that at Fundo. By partnering our 100% online application process with possible same-day approval and loan release, we make our small fast loans available to a wider demographic of borrowers.

Here’s more information on what our short term loans can do for you.

Are online loans more affordable than a bank?

Generally speaking, it depends on what you’re looking for in an online loan.

Short term loans are a type of personal loan that is commonly offered online by direct lenders (like Fundo) or lending facilities. Personal loans can be secured (meaning they require collateral) or unsecured (no collateral needed).

Because short term loans are often unsecured personal loans, the minimum eligibility criteria may be simpler than those of secured loans commonly offered by banks or lending institutions.

These short term loans also offer more flexibility for funding small one-time expenses.

Unlike the bigger money small loans or mortgages that can reach upwards of five-digit amounts, small fast loans typically have a ceiling of $2,000, making them ideal for quick home repairs, holiday trip funds, or temporary cash gaps that need to be addressed immediately.

Fundo, meanwhile, offers amounts ranging up to $2,000 for small loans fast approval, which can be repaid in up to 180 days. Typical loan terms are flexible, with our borrowers generally choosing weekly, fortnightly, or monthly loan repayments. 

If this seems like a lot of information to keep track of, we’ve got you covered. Fundo’s very own self-service dashboard will help you stay organised with your loan repayments.

The dashboard is a one-stop hub for your account, where you can review your loan terms, repayment schedule, payment history, and other details that are critical to healthy loan management. We’ll even send you free financial wellness advice that you can use for your account management.

How do online loan repayments work?

Generally speaking, you can repay your small fast loans through the same bank account we sent your loaned funds. Because each bank operates differently, the process may be different between borrowers.

If this is your first time repaying a loan with us, we suggest contacting our customer service team to enquire about details and coordinating with your bank representative about facilitating the payments.

We also take into consideration any unforeseen circumstances that may prevent you from repaying your loan on time. When such situations occur, please get in touch with us immediately to discuss the matter. Open up an enquiry about either extending the term of your contract and reducing or delaying payments for a time.

However, to be clear, this is not a guarantee that we will restructure your loan contract. We handle these enquiries on a case-by-case basis.

What are my options for receiving online cash loans?

At Fundo, we disburse small fast loans to your nominated bank account.

If you’ve submitted your travel loan application during our business hours and we’ve reviewed it as eligible for approval, for example, you may be able to get your loaned funds released within the same day.

Each application is processed independently. This is to give our borrowers a fair opportunity and consider more than just your credit score as a factor for loan approval. With that said, some applications may be processed at a later time, particularly if we’ve received your application near the end of the business day.

We also want to note that our processing is separate from your nominated bank. Please speak with your bank representative if your loaned funds haven’t been reflected in your account even after we’ve notified you of its disbursement.

Don’t worry – we’ll do our best to process your application as soon as we can. This applies to funds release as well; we mean it when we say that same-day release is possible.

For any further enquiries, reach out to us through phone call or email. Our customer service team will be more than happy to assist you.

Online loans are more engaging at Fundo!

Fundo aims to make small fast loans not just more accessible but more engaging. Whether it’s easy fast loans or wedding loans you’re looking for, we have a loan product that’s ideal for your purposes.

We also have the Fundo Credit Score, our system for helping our borrowers improve their chances of a faster application review turnaround. Your Fundo Credit Score improves by referring us to friends and family, repaying or completing small fast loans on time or earlier, and leaving us positive reviews. The better your score, the better your chances of getting your application approved.

Give our fast instant loans a chance and apply for one today!

Disclaimer: These opinions are strictly for informational and entertainment purposes and should not be construed as financial advice. Views expressed in commentary may change without notice.