$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Travel Loan

Figuring out how to fund a vacation can be one of the most stressful things about taking one. Throw in how expensive a vacation can be, and you can see why some people just don't take them. 

The last thing you want to think about is finding payday loans to fund your next big trip. However, there is a way to make your next vacation happen with no financial hassles. You just need to find the right loan that can help you out. If you decide that a travel loan is right for you, help is just around the corner! Read on to learn what you need to know before you take out a travel loan.

Is it a good idea to take out a travel loan?

An overseas adventure can be an exciting and enriching experience, but it can also be expensive. If you are planning to travel abroad, you never know what might happen – you may need extra cash in case of an emergency or unexpected expenses. After all, who can definitively say they haven't ever overspent on food and souvenirs while on vacation?

Taking out a travel loan can be a great way to fund your vacation as long as you have a repayment strategy and are confident in your ability to make repayments on time. In Australia, holiday loan rates are typically lower than credit card rates, so you can add a little extra to your loan so you can make some room for any unplanned purchases if you need it. 

You won't need to worry about making large credit card payments while on vacation with Fundo's loan options either. A modest loan for the holidays can also help you avoid tricky financial situations by covering both expected and unexpected costs.

What should I consider when choosing a travel loan?

Taking out a travel loan to pay for a holiday can be a good idea in some cases, but it's important to carefully consider the potential risks and benefits before making a decision. Here are a few things to keep in mind:

  • Affordability. It's important to make sure you can afford to pay back the loan. Consider your budget and whether you'll be able to make the monthly payments on time.
  • Purpose. Consider whether the travel you are planning is a necessary expense or a discretionary one. If it's something you can put off until you have saved enough money to pay for it outright, it might be better to do so rather than take on additional debt.
  • Length of the loan. The length of time you plan to be away is another important consideration. If you know that your travel plans will only last a few weeks, it may not make sense to take out a yearlong loan.

Ultimately, whether a travel loan is a good idea will depend on your individual circumstances and financial situation. It's important to carefully consider the potential risks and benefits before making a decision.

Fundo's small, short term loans are not only a great way to get some extra cash for short-term travel expenses, but you can use them as dental loans, wedding loans, or whatever unforeseen purposes you need quick loans for.

How much can I borrow on a travel loan?

We provide online loans of up to $2,000 in cash.

Fundo's holiday loans are convenient since the money is deposited into your account quickly. Depending on individual bank processing times, it can take as little as a few minutes for Fundo to transfer your holiday loan cash after your application has been approved.

When your pay cycle changes or external factors affect your ability to pay as scheduled, you never need to worry about falling behind on travel loan payments thanks to the Fundo dashboard. Additional payments can be made ahead of time or be rescheduled by you.

Your dashboard also allows you to view and interact with your Fundo Credit Score, allowing you to earn points for positive borrowing behaviours such as making payments on time and early. If your credit rating with us is good, you will be more likely to be approved for future loans.

As part of our mission to promote healthy financial practises for everyone, we also publish materials on all things financial wellness, from emergency loans and education loans to dental loans on our Fundo Blog.

Need a teeny tiny loan up to $2,000? Apply at Fundo now!

Disclaimer: The opinions expressed in this article are not intended as financial advice or recommendations, but rather for general informational and entertainment purposes. It is possible for commentary views to change without notice at any time.