I Need A Small Loan Now
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
For Australians facing unexpected expenses, searching for "I need a small loan now" is often the first step towards financial relief. Traditional banks can impose strict requirements, making the process cumbersome and time-consuming. Thankfully, you've found Fundo, where we specialise in offering fast and accessible short-term loans designed to meet your needs. Our fully online platform allows you to apply anytime, anywhere in Australia, without the hassle of waiting in line or dealing with lengthy processes.
When you need a small loan quickly, Fundo stands out for several reasons:
If you find yourself searching for “I need a small loan now,” Fundo offers practical options without unnecessary complications. While we don't cater to debt consolidation or personal loans aimed at paying existing debts, our small loan products can address immediate expenses, such as:
We believe in rewarding responsible borrowing habits. Pay off your Fundo loan ahead of schedule to enjoy no penalties and potentially reduce your account fees. All Fundo loans come with flexible terms—ideal for those needing short-term financial help.
Wondering if you can secure a small loan now? Here’s what you need to qualify:
Once you confirm your eligibility, filling out our application form is straightforward. If submitted during business hours, you may receive approval and have funds released into your account within 60 seconds of contract acceptance.
Don’t waste any more time searching for loans! Applying for a Fundo loan is a step towards resolving your financial needs with ease. If you have a good Fundo Score, our system rewards you with better approval chances and exclusive offers. Show us that you are a responsible borrower, and reap the benefits! So, what are you waiting for? Apply for a Fundo loan today and take control of your finances!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
