Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you find yourself saying, “I need money,” you’re certainly not alone. Many Australians face unexpected expenses from time to time. While traditional banks or lenders might seem like a safe option, they often come with strict requirements and lengthy application processes. When searching online, it can be overwhelming to determine which lenders you can trust. That’s where Fundo comes in! We provide quick and accessible short-term loans that you can apply for from anywhere in Australia, all from the comfort of your home.
Instead of endlessly searching the internet with phrases like "I Need Money", take a moment to discover what Fundo can offer. Our emergency loans can help you tackle immediate, one-off expenses without the fuss. With Fundo, you’re not just another application in a stack; we focus on people, making it easier to find the right financial solution for you.
If you’re wondering how to get started, applying for a loan with Fundo is quick and straightforward. Our eligibility criteria are designed to suit your needs, and we want to ensure that you are set up for success:
Once you meet these criteria, submitting your application takes just minutes! You can expect to see funds hit your account within 60 seconds of contract acceptance if you apply during business hours.
At Fundo, we believe in rewarding responsible financial behaviour. You can enhance your chances of loan approval in the future by improving your Fundo Customer Score through timely repayments, referring friends, and leaving positive reviews. Every step counts toward building a healthier credit profile!
Stop worrying about how to phrase your needs in searches like "I Need Money Today" or "Personal Loans For No Credit History." Choose Fundo as your reliable lending partner. Apply today and let us help you take control of your finances with ease!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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