I Need Money

I Need Money? Fundo Has You Covered!

If you find yourself saying, “I need money,” you’re certainly not alone. Many Australians face unexpected expenses from time to time. While traditional banks or lenders might seem like a safe option, they often come with strict requirements and lengthy application processes. When searching online, it can be overwhelming to determine which lenders you can trust. That’s where Fundo comes in! We provide quick and accessible short-term loans that you can apply for from anywhere in Australia, all from the comfort of your home.

Why Choose Fundo?

🚀 Fast Outcomes: Thanks to our tech-savvy approach, you can receive an outcome quickly—sometimes as soon as you complete your application!
🌙 Available Anytime: Our online application is open 24/7, so you decide when to apply.
💲 No Hidden Fees: Transparent pricing and flexible repayment plans mean you can borrow with confidence.
📊 Manage Your Loan: Access our self-service dashboard to track your loans and get helpful financial tips.

Instead of endlessly searching the internet with phrases like "I Need Money", take a moment to discover what Fundo can offer. Our emergency loans can help you tackle immediate, one-off expenses without the fuss. With Fundo, you’re not just another application in a stack; we focus on people, making it easier to find the right financial solution for you.

Your Pathway to Financial Flexibility

If you’re wondering how to get started, applying for a loan with Fundo is quick and straightforward. Our eligibility criteria are designed to suit your needs, and we want to ensure that you are set up for success:

🏠 Currently living in Australia
🎓 18 years or older
💵 Making at least $1,000 verified income per fortnight (including government benefits)
📉 Ability to make repayments without worsening your financial situation

Once you meet these criteria, submitting your application takes just minutes! You can expect to see funds hit your account within 60 seconds of contract acceptance if you apply during business hours.

Boost Your Fundo Score

At Fundo, we believe in rewarding responsible financial behaviour. You can enhance your chances of loan approval in the future by improving your Fundo Score through timely repayments, referring friends, and leaving positive reviews. Every step counts toward building a healthier credit profile!

No More Searching for Solutions!

Stop worrying about how to phrase your needs in searches like "I Need Money Today" or "Personal Loans For No Credit History." Choose Fundo as your reliable lending partner. Apply today and let us help you take control of your finances with ease!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees
payout early for discount

Money in ~60 secs of
contract acceptance¹

Small loan

Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 5 min application²

Things you should know

Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.

¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day

²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.

Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.

Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.

Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.

I Need Money

I Need Money