Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
Many Australians encounter situations that require swift financial assistance, whether it's to tackle an unexpected bill or to make a necessary purchase. That's where immediate loans for bad credit come into play. When you’re in urgent need of cash, traditional options like banks may not meet your time-sensitive needs. Fortunately, at Fundo, we specialise in providing short-term loans that cater to those with less-than-perfect credit histories.
At Fundo, we understand the urgency when searching for immediate loans for bad credit. Our streamlined online process is designed to help you access funds when you need them most, with no hidden fees or complicated jargon. We are an Australian-owned lender committed to offering you exceptional service.
Fundo provides a variety of loan options, designed to meet your unique financial needs:
Rest assured, if you choose Fundo, you have the flexibility to repay your loan comfortably over a period of up to 180 days or settle it early without any penalties.
Here are a few compelling reasons why choosing Fundo for your financial needs makes sense:
With just a few straightforward steps, you could receive your funds within minutes from contract acceptance. To get started, ensure you meet the basic eligibility requirements:
You must:
If you have a solid Fundo Customer Score, it could further enhance your chances of approval! And if you’re a returning customer, you can complete a new application in just three easy clicks.
Don't waste time searching endlessly for quick loans or instant approval loans. With Fundo, immediate loans for bad credit are just a few clicks away! Take control of your financial situation today and apply now!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.