Instant Approval Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding financial support when you need it is essential—especially for unexpected expenses or short-term cash needs. Many people search for an instant approval loan to get quick access to funds. Traditional options like banks often come with lengthy processes, and this is where Fundo comes in. We are a friendly, Australian online lender dedicated to providing short-term loans to help you when time is of the essence. Even if your credit history isn’t perfect, we can offer a straightforward solution.
At Fundo, we recognise that you need fast access to money. Here's why our instant approval loan is an excellent choice for quick financing:
When searching for an instant approval loan, you’ll want a lender that offers flexible options. At Fundo, you can secure:
Unlike other lenders, we don’t focus on debt consolidation loans and instead aim to support responsible borrowing for new needs. You'll have up to 180 days for a MACC loan to repay your funds, and we encourage you to pay off your loan early without any penalties.
Strengthening your Fundo Score can benefit your future borrowing. You can raise your score by making timely repayments or referring friends to Fundo. The more you maintain good credit behaviour with us, the more you'll benefit!
Wondering if you qualify for an instant approval loan? Here’s what you need to meet:
Ready to get started? No more scrolling through countless websites searching for that perfect instant loan! Complete our application form online, and if you apply during business hours, we can usually process your request the same day. If you’re a returning borrower, it takes just three clicks to complete your application!
Make your financial needs a priority today. Apply now and embrace the freedom of instant approval loans with Fundo!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
