Instant Bad Credit Loans
Same day funds up to $5,000
Same day funds up to $5,000
Life can throw unexpected expenses our way, and sometimes you just need quick cash to keep things on track. When it comes to urgent costs, like home repairs, travel plans, or medical needs, searching for instant bad credit loans can feel overwhelming. That’s where Fundo steps in! As a friendly private lender, we specialise in providing short-term loans tailored for your needs, even if your credit history isn’t perfect. If you’ve been on the lookout for options that consider your situation, like how to get cash with a bad credit rating, you’ve arrived at the right place! At Fundo, we’re all about transparency – no hidden fees, no complicated forms, and no lengthy waiting periods. Everything is straightforward, so you can focus on what really matters. Plus, our 100% online application process means you can apply quickly and hassle-free.
When you search for instant bad credit loans, you might come across various options. Here’s why Fundo could be the right fit for you:
Whether you need a quick emergency loan, or funding for a specific project, Fundo offers various small loan options that can be tailored to fit your financial situation. Our loans are designed with your comfort in mind, allowing for repayment periods of up to 180 days.
Curious about what makes you eligible to apply for instant bad credit loans with Fundo? You’ll need to:
If you meet these criteria, applying for a loan has never been easier! Existing customers can reapply with just a few clicks, and if you submit your application during business hours, you might even see funds in your account on the same day!
Your Fundo Score can make a difference when it comes to approval rates. A good score not only increases your chances of getting your loan approved but can also lead to benefits and discounts! Enjoy the rewards of responsible borrowing and timely repayments.
So why continue searching for quick cash and fast approval loans elsewhere? Let Fundo be your go-to source for instant bad credit loans that cater to your financial needs. Apply today!
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.