Instant Bad Credit Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Sometimes life throws unexpected financial needs our way, whether it’s for urgent home improvements, medical expenses, or last-minute travel plans. If you've been scouting for Instant Bad Credit Loans Australia, look no further! At Fundo, we specialize in helping borrowers, even those with less-than-perfect credit.
Searching for a loan shouldn’t be a hassle. When you apply with Fundo, you’re bypassing the endless scrolling through sites advertising 'Loan Approved Online' or 'Easy Loan To Get'. With our straightforward application, you can get the cash you need in no time.
With Fundo, you can apply for our short-term loans and repay them within up to 180 days for a MACC loan. A commitment to timely payments can save you on future costs and improve your chances of getting approved for additional funds later on. Remember, whether it's covering car repairs or making home improvements, we are here to assist you in meeting your financial needs—whenever they arise.
If you're eighteen or older and currently living in Australia, earning at least $1,000 per fortnight (including government benefits), and can demonstrate your ability to manage repayments, you may be eligible for a loan with Fundo! To start, just fill out our easy application form with your personal details and requested loan amount. If you apply during business hours and everything goes smoothly, you'll have your outcome very quickly. Returning customers can apply even faster with just three clicks!
Your Fundo Score can play a crucial role in increasing your chances of loan approval. Engaging in positive behaviours like paying on time and referring friends can help you improve your score, leading to even better loan opportunities down the line.
Ready to kickstart your journey to hassle-free funding? Say goodbye to your concerns about Instant Bad Credit Loans Australia and place your trust in Fundo. Your financial peace of mind is just one click away—apply now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
