Instant Cash App Loan
Same day funds up to $5,000
Same day funds up to $5,000
FAQs
How does Fundo’s mobile-friendly application work?
Fundo’s online application is designed to be fully mobile-friendly, allowing you to apply for a loan quickly and easily from your smartphone or tablet. There’s no need to download an app; simply visit our online application page, fill in your details, and submit your request. Fundo’s platform is user-friendly and optimised for mobile devices, ensuring that you can complete the process in just a few minutes.
Can I receive cash instantly like with a cash app loan?
Yes, Fundo provides instant cash solutions similar to what you would expect from a cash app loan. Once your loan is approved, the funds are transferred directly to your bank account within 60 seconds from accepting your loan agreement and if your bank supports PayID, making it one of the fastest ways to access cash for urgent financial needs.
What can I use the loan for?
Fundo’s loans can be used for various financial needs, including medical bills, car repairs, utility payments, or any other urgent expense.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that allow you to choose a schedule that fits your budget and financial situation.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.