Instant Cash Approval
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise—like car repairs or urgent home improvements—finding a small loan can sometimes feel daunting. Traditional banks often have lengthy processes and strict documentation requirements, making it a challenge to secure financing when you need it most. Many people seek options related to instant cash approval online, but have difficulty navigating the landscape. Fortunately, you’ve found Fundo, where we prioritise your urgent financial needs.
At Fundo, we believe that obtaining a small loan should be seamless and efficient. That’s why we strive to make our services user-friendly so you can get a response quickly, with outcomes within days rather than weeks. With our commitment to short-term loans, we simplify the application process by minimising paperwork—making it easier for all Australians, even those with imperfect credit histories.
If you’re searching for instant cash approval, Fundo's loans can be utilised for a variety of urgent needs—including covering costs for repairs or improvements at home. Although we don’t offer options like debt consolidation, we remain focused on supporting our customers with flexible short-term solutions. You may also benefit from our emergency loans for urgent, unexpected costs that arise out of the blue.
To qualify for a loan with Fundo, you must meet a few straightforward criteria:
We appreciate the financial responsibility shown by our applicants. Therefore, if your situation aligns with our eligibility criteria, you can find your perfect loan using our user-friendly application form. New applicants can fill out the form with their information and desired amount in just a few clicks. If you’re a returning customer, you can apply even quicker, in just three clicks!
So why continue your search for other options like clear cash loans or fast approval loans? With Fundo, you can enjoy a smooth application process and potentially receive funds in your account within just 60 seconds after contract acceptance. Explore your options and take control of your finances by applying for a loan with Fundo now! Your path to instant cash approval is just a click away!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
