Instant Cash Loans No Credit Check No Brokers
Same day funds up to $5,000
Same day funds up to $5,000
When unexpected expenses arise and you need cash quickly, finding the right funding option can be especially challenging. Searching for "instant cash loans no credit check no brokers" may lead you to traditional lenders, but with lengthy application processes and complicated paperwork, the last thing you want is to add to your stress. That's where Fundo steps in! As an alternative lender, we provide an easy way for Australians to access cash without the hassle typical of banks or credit unions.
At Fundo, we focus on your needs by offering short-term loans designed for quick approvals. Our online application process means you can handle everything from the comfort of your home or office, making it accessible and convenient for everyone—particularly for those with a less-than-perfect credit history. Here’s what makes Fundo your ideal choice:
With Fundo, the loan process is designed to be straightforward and stress-free. Our loans come with flexible repayment terms available for up to 180 days and a self-service dashboard to help you manage your loan effectively. You'll also find resources on financial wellness to help guide you on your financial journey.
We believe in supporting our customers' efforts to manage their finances responsibly. That's why we don't charge early repayment fees, allowing you to pay off your loan ahead of schedule without incurring additional costs.
If you're keen to apply for an instant cash loan, you might be curious about your eligibility. Our eligibility criteria at Fundo are pretty relaxed! To apply, you should:
Simply fill out our online application form with details about your desired loan amount, your personal and financial situation, and a way to contact you. If you're eligible and apply during business hours, there's a good chance you'll get your funds on the same day.
To help you navigate your borrowing journey, Fundo offers the Fundo Score—a tool to understand your creditworthiness. A higher Fundo Score can improve your chances of loan approval. You can boost your score through practices like timely payments and responsible borrowing.
If you need instant cash without the hassle of brokers or long waiting times, look no further! Rather than deep-diving into endless searches for "borrow money now" or "fast approval loans", take the proactive approach and apply for a loan with Fundo today. Let us help you get the funds you need quickly and easily!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.