Instant Cash Personal Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Looking for a way to cover unexpected expenses or make those long-awaited home upgrades? You’re not alone! Many Australians are on the hunt for fast solutions when it comes to urgent funding options. If you're considering an instant cash personal loan, you might find yourself overwhelmed by strict bank requirements and endless paperwork. That's where Fundo steps in to simplify the process.
Why Choose Fundo for Your Instant Cash Personal Loan?
We pride ourselves on offering a range of short-term loans tailored just for you, without the hefty paperwork often required by traditional lenders. Seeking a quick cash loan? No problem! With Fundo, you can easily obtain short-term financing that fits your needs, whether it’s for making urgent home repairs or addressing unforeseen expenses.
Our loans come equipped with manageable terms — for instance, you could select a repayment period of up to 180 days for a MACC loan. Plus, you have the flexibility to use your funds however you see fit. Need to tackle immediate repairs? Our home renovation loans can help. Facing an urgent situation? Our emergency loans are perfect for those unexpected costs that need immediate attention.
Curious about your eligibility for an instant cash personal loan? At Fundo, we keep things simple. To qualify, you must:
If you meet these requirements, filling out our application form is a breeze! Provide us with your personal details, contact information, and the amount you'd like to borrow. Once approved during business hours, you could potentially receive your funds the same day, though please be aware of any potential banking delays.
Stay updated about your application through our self-service dashboard, where you can also find insights on improving your Fundo Score—the measure of your creditworthiness with Fundo. The better your credit behaviour, the more options you unlock for future loans!
So, if you’re tired of searching for an instant cash personal loan or wasteful comparisons, choose Fundo as your financial partner. Don't wait any longer—apply for your instant cash personal loan today and experience the Fundo difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
