Instant Deposit Loan

Are you facing unexpected expenses, like a medical bill or a car repair? Or perhaps you're looking to spruce up your home with a fresh coat of paint or new flooring? Whatever the situation, considering an instant deposit loan from Fundo could be the right step for you. Traditional lenders often impose strict guidelines and lengthy paperwork that can feel overwhelming. That’s why many Australians turn to alternative funding solutions. With Fundo, you can access fast and simple short-term loans online without the hassle.

We believe financial assistance should be accessible and straightforward, even for those with less-than-perfect credit histories. Our technology-driven loan process ensures you get quick results—an outcome in days, not weeks! Plus, our flexible repayment plans mean you can manage your budget with ease. We’re committed to being transparent about all costs and fees involved with our loans.

Why Choose Fundo for Your Instant Deposit Loan?

If you’ve been on the lookout for an instant deposit loan or other funding options, you’ve come to the right place. Here’s why choosing Fundo can be the best decision for your financing needs:

🚀 Speedy Turnaround: Receive funds in your account within 60 seconds after accepting your loan contract.
💰 Flexible Terms: Tailor your repayment schedule according to your situation, with options for up to 180 days.
📊 Transparent Processes: We promise clear communication about fees and repayments.
✨ Customer-Centric Support: The Fundo team is always here to help you find the right loan.
📝 A Seamless Experience: Use our self-service dashboard to monitor your loan and manage repayments easily.

From emergency loans to funding for essential home renovations, we offer a range of options tailored to your financial needs. Are you thinking about property improvements that can boost its value? Our home renovation loans might just be what you need!

Getting Started with Fundo

Wondering if you’re eligible for an instant deposit loan? Here at Fundo, we have a few key requirements to keep it simple:

🛡️ Must be over 18 years old.
🏡 Currently residing in Australia.
💵 Earning at least $1,000 per fortnight (including government benefits).
✅ Capable of making loan repayments without putting your finances at risk.

If you meet these criteria, completing your application is a breeze! Simply provide your personal info, the amount you wish to borrow, and let us take care of the rest. Once approved, you could see funds in your account almost immediately, although banking delays can sometimes happen. Plus, you can check your Fundo Score to see your chances of approval. Elevate your score by repaying on time and referring Fundo to friends!

Stop looking for answers to your financial needs elsewhere. Apply for your instant deposit loan with Fundo today, and let's help you get the cash you need!

Fundo loan example

Borrow between
$500 to $5,000

Flexible
payment terms

No hidden fees

Money within 60 secs
if NPP enabled

Small loan

Loan amount from $500 to $2000
Minimum 91+ days to maximum 6 months
20% establishment fee and a flat
4% monthly fee⁴

Example⁶

RepaymentsWeekly

Term20 weeks

Loan Amount$1,000

Establishment fee$200

Total monthly fee (over 20 weeks)$200

Total repayable$1,400

Weekly repayment$70.00

Medium loan

Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)⁵

Example⁶

RepaymentsFortnightly

Term2 years

Loan Amount$2,500

Establishment fee$400

Total interest (over 2 years)$1,553

Total repayable$4,453

Fortnightly repayment$85.63

⁴ Fees are based on loan principal advanced.

⁵ The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

⁶ The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.

Apply Now

Safe and Secure. 3 min application²

¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds

²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.

³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.