Instant Deposit Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you facing unexpected expenses, like a medical bill or a car repair? Or perhaps you're looking to spruce up your home with a fresh coat of paint or new flooring? Whatever the situation, considering an instant deposit loan from Fundo could be the right step for you. Traditional lenders often impose strict guidelines and lengthy paperwork that can feel overwhelming. That’s why many Australians turn to alternative funding solutions. With Fundo, you can access fast and simple short-term loans online without the hassle.
We believe financial assistance should be accessible and straightforward, even for those with less-than-perfect credit histories. Our technology-driven loan process ensures you get quick results—an outcome in days, not weeks! Plus, our flexible repayment plans mean you can manage your budget with ease. We’re committed to being transparent about all costs and fees involved with our loans.
If you’ve been on the lookout for an instant deposit loan or other funding options, you’ve come to the right place. Here’s why choosing Fundo can be the best decision for your financing needs:
From emergency loans to funding for essential home renovations, we offer a range of options tailored to your financial needs. Are you thinking about property improvements that can boost its value? Our home renovation loans might just be what you need!
Wondering if you’re eligible for an instant deposit loan? Here at Fundo, we have a few key requirements to keep it simple:
If you meet these criteria, completing your application is a breeze! Simply provide your personal info, the amount you wish to borrow, and let us take care of the rest. Once approved, you could see funds in your account almost immediately, although banking delays can sometimes happen. Plus, you can check your Fundo Score to see your chances of approval. Elevate your score by repaying on time and referring Fundo to friends!
Stop looking for answers to your financial needs elsewhere. Apply for your instant deposit loan with Fundo today, and let's help you get the cash you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
