Instant Finance Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, finding a reliable source of cash quickly can be a challenge. If you've been exploring options like "Instant Finance Loan," you're in the right place. At Fundo, we understand that life can throw surprises your way, and we're here to help. Unlike traditional loan providers that often have complex processes and take weeks to approve applications, we aim to make borrowing simple and efficient. As an alternative lender, we provide quick and accessible funding solutions across Australia, tailored for your short-term needs.
At Fundo, our mission is to simplify your access to short-term loans that don't involve tedious paperwork or drawn-out approvals. We believe that everyone deserves a chance to get the cash they need, regardless of their credit history. Our online application process allows you to apply for a variety of loan products from the comfort of your home or workplace. Here’s what you can expect:
If you've been actively searching for an "Instant Finance Loan," Fundo has various flexible repayment options to meet your needs. Choose to pay off your loan in up to 180 days, or pay early to avoid any applicable interest, based on your loan size. Whether it's a home renovation loan or an emergency loan, we’ve got your needs covered. Our goal is to help you navigate through your financial challenges with ease.
Before you begin your journey towards securing an instant finance loan, here are a few simple eligibility requirements:
If you meet these criteria, you're ready to apply! Simply fill out our application form, and if submitted during our business hours, you could receive approval and funding the very same day. Returning customers can enjoy a streamlined application process with just three clicks.
Still contemplating options like "cash advance"? Here’s another reason to choose Fundo. Our unique Fundo Score rewards good financial behaviour. Improve your chances of obtaining loans with a better Fundo Score by repaying loans on time and encouraging friends to join our community. Not only do good scores unlock discounts, but they can also lead to more attractive loan terms!
Don’t wait any longer for those funds you urgently need. Apply for your instant finance loan with Fundo today! Your path to quick and hassle-free cash begins here!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
