Instant Funding Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
There are moments in life when you need a quick financial solution for unexpected expenses. Whether it’s fixing a burst pipe or replacing a flat tyre, instant access to funds can make all the difference. Searching for lenders that provide instant funding loans can be overwhelming. That's where Fundo comes in. As an Australian-owned lender, we offer accessible short-term loans specifically designed to meet your urgent needs. We've simplified the borrowing process so a wider range of people can benefit—even those who may have found it difficult to get a loan elsewhere!
If you’ve been looking for same-day loans, look no further! At Fundo, we keep it straightforward—no hidden fees, no unnecessary paperwork, and no long waiting periods. We prioritise clarity over complex terms, ensuring you fully understand what you’re signing up for before you make any commitments. Essentially, our loans are designed to be easy, quick, and hassle-free for your convenience. How great is that? 🤩
When you search for instant funding loans, it’s crucial to find the best offers. At Fundo, we aim to provide just that. Here's what sets us apart:
If you’re looking for assistance with one-off expenses, our emergency loans can help cover those unexpected costs easily. Keep in mind that while we do not provide loans for debt consolidation, you can use Fundo's loans to manage your finances more effectively. Paying ahead of time not only helps your credit but may also reduce future costs.
Ready to get started? To apply for an instant funding loan, you simply need to meet a few straightforward eligibility requirements:
If you fit the criteria above, there's no need to keep searching for instant cash options. Simply fill out our application form with your details, including your desired loan amount, and hit submit. If you apply during business hours and meet the requirements, your application can be approved and funded on the same day! For returning customers, the process usually takes just a few clicks.
Curious about your approval chances? Check out your Fundo Score—the better your score, the higher your chances of getting the funds you need. Boost your score by managing your loans responsibly and sharing your experience with others. So why continue hunting for options like bad credit loans? Choose Fundo and get the instant funding you need today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
