Instant Funding Payday Loan
Same day funds up to $5,000
Same day funds up to $5,000
If you're in need of immediate financial support, searching for an instant funding payday loan can be a quick path to resolving unexpected expenses. Whether you’re dealing with urgent repairs, medical bills, or other one-off costs, the speed and efficiency of our process can make a real difference. At Fundo, we understand that life's surprises can create financial challenges, which is why we are here to offer solutions that are both prompt and straightforward.
Fundo isn’t just about speed—we also prioritise responsible lending. If you're looking into an instant funding payday loan, you can trust that our application process ensures you're financially capable of taking on this responsibility. Our eligibility criteria are simple: you must be over 18 years of age, currently living in Australia, earning at least $1,000 per fortnight (which includes government benefits), and have the ability to make repayments without compromising your financial situation.
We aim to provide a comprehensive array of short-term loan solutions that meet various financial needs. Aside from our instant funding payday loans, we offer a range of products tailored to different purposes, including:
While some lenders might offer no credit check loans, be aware that a credit check may be needed in our assessment process to ensure a proper evaluation of your application. We're dedicated to responsible lending, which helps ensure you’re making choices that benefit your financial future.
Don't let financial emergencies slow you down. Choose Fundo for instant funding payday loans and experience the convenience of quick and accessible loans designed for responsible borrowers. If you're ready to take the next step, simply fill out our straightforward application form with your personal details and desired loan amount. For immediate processing, submit your application during business hours—because we know timing is everything.
Join the many satisfied borrowers who have found financial relief with Fundo. You can boost your chances of approval by maintaining a good Fundo Score through timely repayments and positive reviews. So, stop searching for fast cash loans or last minute loans—apply for your instant funding payday loan with Fundo today!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.