Instant Funds Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need quick cash to tackle an unexpected expense? You're not alone! Many Australians facing sudden financial needs often find traditional lenders, like banks, tough to deal with due to lengthy application processes and strict requirements. If you're looking for an instant funds loan, you've landed at the right place. At Fundo, we make it easy to access fast and reliable short-term loans from the comfort of your own home, anywhere in Australia!
Our streamlined, technology-driven process ensures that you can get a decision within days, not weeks. You can apply online, 24/7, eliminating the need for long queues or waiting for a branch to open. Here's what sets us apart:
Whether it's an emergency expense, home improvement, or any urgent need, our emergency loans can provide you with the support you require. Unlike some lenders, we don’t complicate the process with unnecessary requirements, making it easier for you to obtain the funds you need.
When searching for an instant funds loan, you'll want a lender that prioritises your financial well-being. Here’s how Fundo meets your needs:
At Fundo, we reward good financial behaviour, and our Fundo Score reflects this. Maintain a good repayment track record to enhance your borrowing potential with us. All you need to qualify for our loans is to be at least 18 years old, currently live in Australia, earn a minimum verified income of $1,000 per fortnight, and have a clear repayment plan.
Stop sifting through countless lenders with generic terms like 'personal loans immediate approval' or 'instant mobile loans'. With Fundo, you have a trustworthy partner for your financial needs! Apply for your instant funds loan today and discover how simple and rewarding it can be!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
