Instant Loan Today
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, local banks and traditional lenders often seem like the obvious choice for an instant loan today. However, many find their rigid requirements and lengthy application processes to be more of a hurdle than a help. Instead, why not discover a more accessible solution with Fundo? We provide fast and convenient short-term loans across Australia, ideal for those looking to secure an instant loan today. Our user-friendly online platform means you can apply anytime, anywhere, without waiting in line or for a store to open.
At Fundo, we understand that finding the right instant loan today can be daunting. That’s why we make it our mission to offer you the best possible deal. Our emergency loans provide immediate support for unexpected situations, while our home renovation loans can help fund those necessary repairs. Rather than searching for other lenders, streamlining your options with Fundo means quick and easy access to the cash you need.
You don’t need to waste time looking for terms like 'Instant Decision Loans Online'. Our eligibility criteria are straightforward: you must be over 18, reside in Australia, earn a verified income of at least $1,000 every fortnight (which includes government benefits), and demonstrate your ability to make repayments without a financial strain.
Applying is simple! Just fill out our online form with your personal information, contact details, and the loan amount you wish to request. If you’ve borrowed from us before, it only takes three clicks to apply again!
With Fundo, you'll also benefit from the Fundo Score, which rewards you for good borrowing practices, like making timely repayments or leaving reviews. A higher Fundo Score increases your chances of loan approval, allowing you to take control of your financial journey.
Stop the frustrating search for last-minute loans or cash advances. With Fundo, you have everything you need to secure your instant loan today with ease. Why wait? Apply now and experience the difference!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
