Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we’ve designed our services to be available around the clock, so we’re perfect for those looking up ‘instant loans 24 7’ or ‘instant personal loans’ online. 

You can apply for a Fundo loan anytime, anywhere, because our application form is open and online 24/7. It’s like having a friendly financial ally ready to help you, day or night. 

Remember the times when you had to wait for lengthy approval processes and complicated forms? With Fundo, those days are long gone. We are your quick online loan experts, dedicated to eliminating the fuss from your financial concerns. 

There’s no need for complicated legal jargon or hidden charges. Instead, you’ll enjoy a no-fuss application process and the convenience of same day cash loans, all within the comfort of your home. 

At Fundo, our loans range from as little as $500 up to a generous $5,000. So rest assured, we’ve got you covered with a spectrum of options tailored to your needs while you’re looking up ‘instant loans 24 7’. 

Now, what makes Fundo stand out from the crowd is our dedication to meeting your unique needs. Whether you’re dealing with an unexpected emergency, aspiring to further your education, eager to furnish your home, needing bond loans, or even looking into home renovations, Fundo has got your back, so you don’t need to spend hours searching results for ‘instant loans 24 7’. 

To be eligible for our quick cash loans, you must:

We are your financial partner, ready to journey with you during trying times and always prioritising your financial well-being. 

At Fundo, we get that life doesn’t always operate on a nine-to-five schedule, and there’s a reason why people look up search terms like ‘instant loans 24 7’ online. Therefore, rest assured that you can apply for a Fundo cash loan outside of regular business hours, with us working diligently to process it at the earliest opportunity. 

In addition, if your application is submitted and approved during business hours, there’s a high chance you’ll have the funds in your account the same day. Note that this can depend on the processing time of your bank. Talk about easy personal loans online, huh?

At Fundo, we’ve tossed the rulebook out the window – in a good way! Credit scores don’t tell the whole story, and we focus more on our borrowers’ abilities to repay their loans. So, is there a minimum credit score for instant loans online with us? Not at all! 

We are not one of those overly stringent banks. As a proud Australian-owned and operated private lending institution, we’re here to help out folks, even if their credit score isn’t the best. Don’t get us wrong - we may run credit checks in some instances. After all, we are responsible lenders, but your score isn’t a huge factor in the approval process.

Additionally, we don’t just look at your existing credit score. We’ve developed our own Fundo Credit Score system that rewards you for timely payments, sharing feedback, and even referring friends to Fundo. The better your Fundo Credit Score, the higher your chances of scoring those fast loans from us in the future. Plus, we’ve got special goodies for those who improve their Fundo Credit Score. 

You also get a personalised account dashboard where you can view and update your account, make or reschedule repayments, and easily keep tabs on your loan details. Plus, you can earn points and check your Fundo Credit Score anytime, anywhere.

So don’t stress about your credit score when you need a loan. At Fundo, we’re dedicated to helping you navigate the financial bumps and detours of life with enthusiasm, empathy, and a friendly, approachable style. 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.